Last week, we announced the ReadyForZero New Year’s Challenge and asked you to challenge yourself to pay down debt faster in 2012.
In that post, we also unveiled the Zero Debt Action Plan – with the best insights and tips from personal finance experts- contains very specific, actionable advice to help you get out of debt faster, stick to a budget, improve your credit score, and boost your income.
Until now, this Action Plan was available exclusively from within our product. (In other words, you had to be a ReadyForZero user to take advantage of it)
We thought about it and something about that just didn’t sit right with us. We want everyone to succeed at getting out of debt and improving their finances, not just ReadyForZero users. So, starting today, we’re making our Zero Debt Action Plan available to everyone! [You can sign up now – see below.]
And even more important to us, 34% of resolutions are related to money matters. Which means that one in five Americans has struggled with a financial New Year’s resolution. We don’t want anyone to have to struggle with their financial goals, let alone 40 million people.
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That’s why we decided to do something about it. With a little help from our friends (including Credit Karma and Money Crashers) we created the Zero Debt Action Plan. It has lots of unique and effective tips to help you conquer the most common money-related New Year’s resolutions.
Here’s a sneak peek outline of what we have in store for you over the next 9 weeks:
- Week 1: Start Eradicating Your Debt
- Week 2: Spend Less, Save More
- Week 3: Make Your Credit Score Sparkle
- Week 4: Ways to Generate Extra Income
- Week 5: Getting Closer to Debt-Free
- Week 6: The Power of Your Budget
- Week 7: Maximize Your Credit Score
- Week 8: Boost Your Income Even More
- Week 9: Keep New Habits, Set New Goals
Once you sign up (for free, of course), you’ll get an e-mail every week showing you specific things you can do to accomplish these goals.
And here at ReadyForZero, we don’t just give you advice, we actually practice what we preach. So, starting this week, I’m personally going to implement each week’s tips and suggestions to give my own finances a makeover for the new year. In the process, I’ll be blogging about my experience and sharing it with you every Tuesday.
This article is part of our Budgeting Tips Resource Center. If you’re looking for additional information about budgeting tips, be sure to pay a visit!