Topics We’re Talking About: Reframing Your Financial Perspective


It’s June folks – and you know what that means. The official kick-off to summer and the moment where you ask yourself: where the heck has the year gone? We’re almost half-way through 2014. Yes, it’s true.

So what’s a person to do at the mid-mark of the year? Take a minute to regroup and refocus.

One of the most powerful ways to gain and maintain control of your finances is to create a solid framework to guide your goals. But arguably, even more important is that you also step back to assess and fine tune it. Reflection on past choices as well as critical consideration of how choices you make now will affect your future are both ways to help you gain valuable perspective. And this fresh outlook will help you to make less emotionally charged decisions and give you the level-headedness necessary for a balanced financial plan.

Here are our top picks for posts to help freshen up your financial perspective:

Why Having Too Many Choices Is Making You Unhappy  Fast Company
We’ve become accustomed to the luxury of options, but all this choice isn’t necessarily making us happier. Here’s an explanation as to why having 89 varieties of yogurt at the grocery store is stressing us out – and how paring down could be the solution to smarter decisions.

Beat Procrastination Using a Five Minute Rule – 99u
Actually getting started on your goals can be one of the toughest steps in the whole process. But setting a timer and putting in 5 good minutes can give you the gusto to stay accountable to your goals – and to motivate you to keep on truckin’!

“Would You Go Out And Buy It Again?” – Budgets Are Sexy
Another way to put your spending into perspective is to think back over your previous purchases and do a mental check: was it well-used? Great tips to help you stay accountable to your past purchasing!

Patience Grasshopper – Punch Debt In The Face
Debt repayment is no small task. Adding a bit of patience to your plan can help tremendously with your overall peace of mind (and sanity). Read on to find out more!

What Turning 30 Taught Me About Money – Monica on Money
And of course, nothing provides perspective quite like another year passing. Monica shares her personal experience with gaining financial insight over time!

A special thanks to all those mentioning ReadyForZero…

Marketplace Podcast
Full Time Nanny
Two Cents
Business Insider

… and be sure to check out our recent guest posts!

How to Create a Budget When You’re Living Paycheck to Paycheck –
Things to Watch Out for When Looking at Your Credit Report – America Saves
Overcoming Relationships That Hurt Your Finances –
How To Keep a Wedding From Ruining Your Summer Budget – Bible Money Matters

And while we’re on the subject of being nearly half-way through the year… remember when we launched our Food, Fitness, and Finance Challenge? We created the content to last well beyond the beginning of the year. Check out these motivating resources (which we’ve also compiled into an ebook) if you’re looking for a little extra inspiration. And while you’re at it, don’t forget to check out our other ReadyForZero ebooks curated especially for our you, our readers, as you gain (or maintain) control of your financial life!

Have a happy, happy weekend!

Image Credit: Jeff P

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