Tag Archives: zero debt

What Will You Do When You Reach Zero?

Even though I’m a grown adult (yikes – when did that happen?) I still daydream. And sometimes when I do, I imagine someone taking a magic wand and making all of my debt suddenly disappear. How easy life would be if only I didn’t have that black cloud hanging over my head! This fantasy appears most often when I’m wishing…

Bank of America lowered my credit limit: A user story (share yours!)

Privatized scan of Bank of America credit limit reduction letterBank of America credit limit reduction letter

For the past few months, we’ve been fortunate enough to work with a loyal group of beta users on ReadyForZero.com. Getting out of debt is not something that happens overnight, so it’s been important for us to be able to help people through the process over time (it’s also been very rewarding). One of our users (let’s call her Lindsay1)…

We’re funded

Update: Our funding announcement was featured on TechCrunch. 1 out of 3 Americans struggle with their credit card balances, that’s over 100MM Americans. Existing solutions are not helping and often times leave people worse off. When we chose to build ReadyForZero to address this growing problem, we knew that we had our work cut out for us and that the…

America is ready to be debt free

You probably already know that keeping a balance on your cards can hurt your credit score, it can cost you thousands of dollars in interest, and it can stress you out. Maybe you’ve reached the point where you feel like your debt is attacking you and you want that debt dead. But did you know that more and more Americans…