Tag Archives: tips

Ben’s Challenge, Week 5: Help for Getting Out of Debt

This is the latest update on my attempt to do the ReadyForZero New Year’s Challenge, using the Zero Debt Action Plan. To read previous updates click here: Intro, Week 1, Week 2, Week 3, Week 4. Debt is a tricky foe for many reasons. As I’ve been working to pay off my credit card, I’ve been thinking about the reasons…

Redesign Your Financial Behavior with Psychological Traps

Photo credit: Patrick Gage Have you ever told yourself you would do one thing but then done another? If you’re human, then no doubt you have. But don’t worry, you’re not alone. We like to think we act rationally, but when it comes down to it, our decisions are influenced more by our emotions than our thoughts. There are plenty of…

6 Financial Mistakes you Might be Making

We talk to a lot of people about their finances these days, and see some pretty common mistakes being made. All of these are easy to fix, and yet most people seem to be committing at least one. Are you? 1. Paying the minimums on your credit card statements. We say this all the time at @readyforzero, because it bears…