Tag Archives: saving money

Ben’s Challenge, Week 2: Spending Less

To spend or not to spend? That is the question. Actually, the real question is: “How to spend less?” I’ve been thinking about it a lot this past week as I’ve been doing Week 2 of our Zero Debt Action Plan. I certainly wasn’t expecting it would be easy when I agreed to do this challenge, especially the part about spending…

Moving For Cheap – How to Relocate on a Budget

Save Money On Moving Costs

Not too long ago I posted a blog entry about saving money while looking for an apartment in a big city.  Little did I know that just a few months later, I’d need to follow my own advice as I plan a move out to San Francisco.  My long unanswered desire to explore the West Coast coupled with my boyfriend’s…

Save Money and Enjoy Your Vacation with These 6 Tips

This time of year, many of us take trips to visit family and friends who live in other cities, other states, or even other countries. And whether you are traveling up the road or across a continent, it can get pretty hectic — not to mention expensive. It can be all-too-easy to focus on food, shopping, and gifts, but that’s…

You’re Already in Student Loan Debt… Now What?

Student Loan Calculator

If, like 58.8% of college graduates, you’ve found yourself in student loan debt, you’re likely feeling overwhelmed and burdened by the amount you owe. Not to mention intimidated by the horror stories of graduates who can’t find work and are unable to make their loan payments. Where do you even begin?

3 Dangerous Shopping Traps and How to Avoid Them

Shopping is something a lot of us enjoy — especially this time of year. The malls are colorfully decorated, with cheerful holiday tunes drifting out over the loudspeakers. And people go from store to store, picking up gifts along the way. The problem is the sneaky little shopping ninjas that lay traps (psychological ones) for you to fall into when…

How to Keep the Holidays from Annihilating Your Budget

It’s that time of year again. Time for holiday decorations, constant gift-giving commercials, and wish lists taller than a Christmas tree. I’m sure I’m not the only person who meets the holidays with equal parts excitement and dread. I can’t wait to put up the lights and light some cinnamon and pine candles, but I’m also terrified of how I’m…

5 Tips to Help you Tackle Black Friday

Earlier this week we had a guest post published at PTMoney.com about how to prepare for the madness of Black Friday. If you haven’t yet read the article, please check it out here! We’ll paste the first part of the article below to whet your appetite: Ah, the holidays. Time to enjoy the company of family, sip a little cider,…

How to Turn Your Financial Goal Into a Smashing Success

Setting goals is the first step towards creating your future and what you want to get out of life. The hard part comes when you start working towards that goal and finally completing it. It’s simple to sit down and write down a bucket list of dreams, but when reality sets in and the rubber meets the road, it takes…

Breaking the Mental Chains of Debt

I’ll never forget the first time I broke four digits in my savings account. It was a few months after college, I was still working at a restaurant, and I had just paid off my car. My backbreaking $250/month payments on top of almost equal car insurance (my introduction into the world of driving was a little rocky) were enough…

Our Readers Are Smart!

A couple of weeks ago, we held a Twitter giveaway for a yet to be released Kindle Fire to celebrate the re-launch of our product. To enter, all you had to do to is  follow us on twitter (@readyforzero) and tweet us your favorite money saving tip. Yesterday, Amazon finally released the Kindle Fire and we shipped it out right…