Tag Archives: saving money

4 Times Saving Money Can Actually Cost You

When funds are limited, spending decisions are the result of a simple dollar-to-dollar comparison – what will result in a lower overall cost right now? If two items are on priced exactly the same, then this works in the consumer’s favor. But sometimes being a smart consumer means spending more money today to receive more value in the long run, or…

3 Ways the Sharing Economy Can Help You Save Big

Sharing resources among friends, family or neighbors has been a common practice for centuries. Whether you need a cup of sugar or a ride to the airport, most of us have become accustomed to tapping into our networks for a little help. But now, with the rise of what is known as the “sharing economy,” sharing resources isn’t just something…

9 Simple Ways to Get More Money to Pay Off Debt Today

Debt is all around us. The average credit card debt, for those with debt, is just shy of $16,000, as of June 2015. The average student loan debt for the graduating class of 2013 was nearly $30,000. That doesn’t even begin to touch on other forms of consumer debt like car payments. Regardless of the source of non-mortgage debt, it…

How I Managed to Quadruple My Savings in Two Years

Saving was never an intentional decision on my part. When checks came pouring in for my high school graduation, I simply couldn’t imagine forking over such a huge amount of cash for anything and not immediately feeling guilty for it. As I watched the amount grow with the relatively meager amounts I earned from side jobs throughout college, the thought…

A Coffee Addict’s Money Saving Tips

I’ve always been told that I should kick my coffee addiction, because I could save a ton of money. For me, that advice never worked. Coffee makes me nice, productive, and happy. Without it, I’m pretty sure I couldn’t hold down a job or make friends, because I’d be grouchy all the time! Sound like you? Don’t worry! There’s still…

Ben’s Challenge, Week 2: Spending Less

To spend or not to spend? That is the question. Actually, the real question is: “How to spend less?” I’ve been thinking about it a lot this past week as I’ve been doing Week 2 of our Zero Debt Action Plan. I certainly wasn’t expecting it would be easy when I agreed to do this challenge, especially the part about spending…

Moving For Cheap – How to Relocate on a Budget

Save Money On Moving Costs

Not too long ago I posted a blog entry about saving money while looking for an apartment in a big city.  Little did I know that just a few months later, I’d need to follow my own advice as I plan a move out to San Francisco.  My long unanswered desire to explore the West Coast coupled with my boyfriend’s…

Save Money and Enjoy Your Vacation with These 6 Tips

This time of year, many of us take trips to visit family and friends who live in other cities, other states, or even other countries. And whether you are traveling up the road or across a continent, it can get pretty hectic — not to mention expensive. It can be all-too-easy to focus on food, shopping, and gifts, but that’s…

You’re Already in Student Loan Debt… Now What?

Student Loan Calculator

If, like 58.8% of college graduates, you’ve found yourself in student loan debt, you’re likely feeling overwhelmed and burdened by the amount you owe. Not to mention intimidated by the horror stories of graduates who can’t find work and are unable to make their loan payments. Where do you even begin?

3 Dangerous Shopping Traps and How to Avoid Them

Shopping is something a lot of us enjoy — especially this time of year. The malls are colorfully decorated, with cheerful holiday tunes drifting out over the loudspeakers. And people go from store to store, picking up gifts along the way. The problem is the sneaky little shopping ninjas that lay traps (psychological ones) for you to fall into when…