Tag Archives: personal finance

Do You Have a Fear of Spending? Here’s How I Managed It…

When I was 19 and on my own for the first time, grocery shopping was always a struggle. Not only was I completely clueless when it came to cooking anything besides spaghetti, but the thought of handing over such a huge chunk of my money at the end of every shopping trip made my stomach churn. I was terrified of…

How Paying Myself First Boosted My Wealth

When I was growing up, my dad used to teach classes on money management and debt. Many of his participants were struggling to clean up their financial mess while trying to learn money principles that would have done wonders for them if it was taught earlier on in their lives. I would sometimes attend – begrudgingly, of course – and…

Here’s How Online Poker Changed How I View Money

I was introduced to poker back in 2007 while I was in college (back when it was legal).  It started from a friendly $5 buy in and quickly climbed up to $500 sit-ins.  The sound of shuffling poker chips were music to my ears. Learning how to play poker definitely changed how I view money. I was your typical broke…

Our Readers Are Smart!

A couple of weeks ago, we held a Twitter giveaway for a yet to be released Kindle Fire to celebrate the re-launch of our product. To enter, all you had to do to is  follow us on twitter (@readyforzero) and tweet us your favorite money saving tip. Yesterday, Amazon finally released the Kindle Fire and we shipped it out right…

Basics of Bankruptcy: How to Know When it is Your Best Option

For people who are really struggling with debt, there often comes a time when climbing the mountain back to fiscal solvency seems impossible. At that moment, bankruptcy may seem like the best way out.  And sometimes it is.  But it’s certainly not an easy way out, so it’s something that should only be entered into after careful thought and deliberation….

Daily Spending: How Much Does it Cost You?

Anything you do every single day — day after day after day — can have a powerful impact on your life, whether it be negative or positive.  Practice your jump shot everyday, and over time you’ll become the Michael Jordan of your neighborhood.  Pull out a cigarette everyday, and over time you’ll likely become the wheezing, coughing, non-Michael Jordan of…