This is the latest update on my attempt to do the ReadyForZero New Year’s Challenge, using the Zero Debt Action Plan. To read previous updates click here: Intro, Week 1, Week 2, Week 3, Week 4. Debt is a tricky foe for many reasons. As I’ve been working to pay off my credit card, I’ve been thinking about the reasons…
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Today we’re celebrating the 1-year anniversary of the public launch of ReadyForZero: We’ve been amazed and humbled by all the support we’ve gotten throughout the last year, especially from our users who are now regularly sharing their successes publicly. More than anything, we’re grateful to have this opportunity to reshape the way people control and reduce debt. Debt remains one…
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It’s been one month since the beginning of this year – a time when the warm and fuzzy feelings of the holidays fade, when pressures of the new year start to set in, and when New Year’s resolutions slowly taper off. There’s not much that can be done about the end of the holiday high or the pressures of the…
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One day I woke up and realized I was $150,000 in debt and was constantly worried about money. I didn’t envision my life to be like that at only 23 years old, but that’s what happened. Now that I’ve started getting my debt under control, I found I have another financial worry. I fear that when I become completely debt…
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In case you missed it, last Tuesday I made a commitment to publicly document my New Year’s resolution, which is to pay off my credit card in 2012. I vowed that I would stick with it by taking the ReadyForZero New Year’s Challenge and using our Zero Debt Action Plan to make it happen. As of last week I’m working toward…
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Earlier today we announced the ReadyForZero New Year’s Challenge, to help you stick with your money-related resolutions this year. The Challenge is built upon some pretty solid research showing what actually works when it comes to accomplishing goals. After combing through that research, we wrote an article for Lifehacker that briefly explains the key findings and how you can use them…
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There’s something about the week before the New Year that makes us reflect on what we want out of life. For a few days, we’re kind of like the Olympic downhill skier waiting at the starting gate before a Gold medal race. The brief moment between the end of the holiday festivities and the return to our normal routines provides…
Read moreWhew, we made it to Friday — hope your week included lots of satisfying work, some time for relaxing, and above all, no debt! Before the weekend is upon us, we wanted to discuss a few things that have been in the news this week that might relate to you and your financial goals.
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The holidays are a joyous time, full of laughter, bright lights, warm fireplaces, colorful ribbons, tasty meals, and (hopefully) good company. But they can also be a prime time for getting in debt. If you’re not careful, all that holiday excitement can go to your head. Or more specifically, to your wallet. After all, spending money has become such a…
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It might not come as a surprise that the global financial crisis and the bursting of the credit bubble are still hurting Americans. But there’s nothing like seeing the actual data. New numbers released by the Federal Reserve this week show that the number of people who are delinquent on debt payments is much higher today than in the “pre-crisis”…
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