Tag Archives: get out of debt

Should You Pay Off Credit Cards or Student Loans First?

Should you pay off credit cards or student loans first

Should you pay off credit cards or student loans first? At first glance the answer to this question might seem like a no-brainer, but there are a few factors that need to be considered. So before we can accurately answer this, let’s look at all the pros and cons, along with what other financial experts have to say. Here are…

Ben’s Challenge, Week 2: Spending Less

To spend or not to spend? That is the question. Actually, the real question is: “How to spend less?” I’ve been thinking about it a lot this past week as I’ve been doing Week 2 of our Zero Debt Action Plan. I certainly wasn’t expecting it would be easy when I agreed to do this challenge, especially the part about spending…

My New Year’s Resolution: Help Me Stay Motivated

So this will be interesting. Today I’m going to do something that not many people do in public. I’ll explain what I’m talking about in a second, but first let me back up: have you heard the phrase “eating your own dog food”? In the business world, it means that a company uses its own products, and a lot of…

The Zero Debt Action Plan – Are You Ready For It?

Last week, we announced the ReadyForZero New Year’s Challenge and asked you to challenge yourself to pay down debt faster in 2012. In that post, we also unveiled the Zero Debt Action Plan – with the best insights and tips from personal finance experts- contains very specific, actionable advice to help you get out of debt faster, stick to a budget, improve…