Tag Archives: credit report

Rejected for a Secured Credit Card? Here’s What to Do

Looking for ways to rebuild your subpar credit? You may be advised to obtain a secured credit card from a major issuer. To open a secured credit card, you’ll need to make a cash deposit to serve as collateral. This amount usually determines your available credit. Sounds simple, but what happens if you’re not approved? Do you throw in the…

How Often Should You Check Your Credit Report?

From the moment you were approved for that first credit card, loan or line of credit, you’ve been making timely payments to keep the account in good standing. And you’ve also accelerated debt-repayment when your finances permitted you to do so. Now, you’re in the market for a new ride and plan to secure financing to make the purchase. It’s…

How to Get the Best Auto Loan with Little or No Credit

Expecting our first child this fall, my husband and I have started shopping for a new family car. Walking into the dealerships and test driving the cars has been an entirely different experience from ten years ago when I bought my first car with very little credit to my name. Now, I know we have solid credit scores and I…

How Do I Get My Free Credit Report and Score Online?

How do I get my free credit report and score

If you’ve seen the “free credit score” commercials on TV, you may have wondered how to get your free credit report and score. This blog post will explain how. Checking your credit report can provide you with insights into how you appear “on paper” to potential lenders and creditors. Additionally, your credit report offers you a first look at the…