Tag Archives: credit cards

New EMV Chip Cards Coming Soon, Here’s What You Need To Know

I approached the counter with my souvenirs. I immediately noticed that there would be a language between the cashier and I. I handed her my credit card hoping we wouldn’t muddle in conversation and just get the transaction complete. I figured my credit card would work in Europe, but boy was I wrong. She had no clue how to slide…

The World’s Sexiest Looking Credit Cards

We all already know what the most exclusive credit cards are: the Amex Centurion and Chase Palladium. Have we ever stopped and wondered who did the best in designing the aesthetic looks of their cards? We’ve examined hundreds of credit cards and compiled a list of the sexiest looking cards. We’re not judging these cards by how exclusive they are,…

How Low Self-Esteem Could Be Keeping You From Paying Off Your Debt

When we talk about low self-esteem in our society, we often tie it back to body issues and negative feelings about our outer appearance. But self-esteem doesn’t just dictate how you feel when you look in the mirror, it can be the driving factor in how you show up in relationships, what you think you can achieve in your career,…

Learning to Live Without Credit Cards

Living without credit cards

This is a guest post by Don Miller, who writes for CreditCardForum.com, a site where people post questions and get answers related to credit. He knows that credit cards are not appropriate for everyone and operates with that philosophy. However he still enjoys helping and advising those who use them and encourages paying in full. Living without the burden of debt…

Should You Pay Off Credit Cards or Student Loans First?

Should you pay off credit cards or student loans first

Should you pay off credit cards or student loans first? At first glance the answer to this question might seem like a no-brainer, but there are a few factors that need to be considered. So before we can accurately answer this, let’s look at all the pros and cons, along with what other financial experts have to say. Here are…

Last-Minute Holiday Shopping: Avoid Buyer’s Remorse

The idea of last-minute gift shopping is enough to make most people anxious. Over the next few days, those of us who have not yet finished our holiday shopping will be hurrying around to various stores trying to get it all done quickly. When you add the stress of having a deadline to the potential social cost of not spending…

What You Need to Know About ‘Balance Transfer Day’

On the heels of Bank Transfer Day, a new day of protest against big banks is garnering headlines: it’s called Balance Transfer Day and is being promoted on Facebook and other social media sites. The idea of Balance Transfer Day is that people should use December 11, 2011, as a day to find better interest rates so they can move…

Credit Card Usage On the Rise Again

Apparently our national obsession with credit cards is still very much alive. A report today shows that the amount of purchases made using a credit card rose 10.6% in the third quarter of this year (and had risen 9.0% in the preceding quarter). This comes despite the fact that late payments are still much more common than they were before the…

What Will You Do When You Reach Zero?

Even though I’m a grown adult (yikes – when did that happen?) I still daydream. And sometimes when I do, I imagine someone taking a magic wand and making all of my debt suddenly disappear. How easy life would be if only I didn’t have that black cloud hanging over my head! This fantasy appears most often when I’m wishing…