Tag Archives: credit cards

How to Find the Best Low Interest Credit Cards

Before you search for the best low interest credit cards, you need to know what low interest really is. The current average credit card interest rate is just under 15 percent. Low interest credit cards are just under 12 percent. In reality, rates are generally anywhere from 5-20%, if not more. Also important is to realize there are different reasons…

Your Short Term Thinking of Personal Finance is Hurting You

For nearly three years, I worked at a pension fund that managed and protected the retirement funds for half a million teachers, state patrol officers, snow plow drivers and other public workers. If you pay attention to the retirement industry, you know how polarizing these public pensions can be. However, regardless of where you land on the political spectrum, there…

How to Find the Best Cash Back Credit Cards

Would you like to get money back for your normal spending? It may sound impossible, but it isn’t. Some of the best cash back credit cards allow you to earn up to five percent, if not more, cash back on your spending. I tend to prefer travel rewards cards as they help us travel for next to nothing though cash…

How to Find the Best Travel Credit Cards

I have a confession to make – I love to travel. I always have. After going to Europe when I was nine years old, I was instantly hooked. Thankfully, I married someone who shares my fondness for travel. There’s a slight problem, though, traveling with a family of five can get quite expensive. According to American Express, the average cost…

How to Find the Best Rewards Credit Cards

Rewards credit cards are a great tool, if used appropriately, to earn cash back and fund traveling. Many know about the more common benefits of credit cards like purchase protection and extended warranties, though that’s expected these days. When leveraged appropriately, however, some of the best rewards credit cards help you accomplish things you’d normally not be able to afford….

Discover’s New Student Credit Card: Another Ploy or Way of Giving Back?

Everybody recognizes Discover as one of the more acknowledged trademarks in the financial services, as well as being one of the leading card issuers of the U.S. This past month, Discover announced their “Good Grades Reward Program” for students who sign up for their new student credit card. Students who sign up for this particular card will be rewarded with…

New EMV Chip Cards Coming Soon, Here’s What You Need To Know

I approached the counter with my souvenirs. I immediately noticed that there would be a language between the cashier and I. I handed her my credit card hoping we wouldn’t muddle in conversation and just get the transaction complete. I figured my credit card would work in Europe, but boy was I wrong. She had no clue how to slide…

The World’s Sexiest Looking Credit Cards

We all already know what the most exclusive credit cards are: the Amex Centurion and Chase Palladium. Have we ever stopped and wondered who did the best in designing the aesthetic looks of their cards? We’ve examined hundreds of credit cards and compiled a list of the sexiest looking cards. We’re not judging these cards by how exclusive they are,…

How Low Self-Esteem Could Be Keeping You From Paying Off Your Debt

When we talk about low self-esteem in our society, we often tie it back to body issues and negative feelings about our outer appearance. But self-esteem doesn’t just dictate how you feel when you look in the mirror, it can be the driving factor in how you show up in relationships, what you think you can achieve in your career,…