Tag Archives: apr

What You Need to Know About ‘Balance Transfer Day’

On the heels of Bank Transfer Day, a new day of protest against big banks is garnering headlines: it’s called Balance Transfer Day and is being promoted on Facebook and other social media sites. The idea of Balance Transfer Day is that people should use December 11, 2011, as a day to find better interest rates so they can move…

Lowering Your Interest Rate With a Simple Phone Call

Did you know that a study conducted in 2002 showed that more than 50 percent of participants who simply asked for a lower interest rate on their existing cards were given one?

We’re in a harsher economy these days, but we believe every person dealing with credit card debt should request a lower APR. The potential savings of a well-worded phone call are worth the effort […]

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