What To Do When You Need Money for Rent

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I remember the day like it was yesterday, only it was nearly 20 years ago. My rent payment was less than a week away and I had no idea how I was going to make the rent payment.

I was in the middle of paying off debt and was barely scraping by to do even that. Becoming somewhat frantic, I was first tempted to avoid the situation altogether. That was not a realistic option and one that got tossed aside quickly. After some scrambling, I was able to make the payment – albeit it a little late. If you’re in a similar situation and need money for rent there are options available to you.

Avoiding the Problem is Not a Solution

Finding yourself needing money for rent might tempt you to avoid the situation. Don’t listen to that voice! Rather, seek out your landlord and be open and honest with them about your situation. If you’re a good tenant and this is a one-time event they’re more inclined to work with you and find something that works for both parties. The key is to turn this around so it’s a momentary hiccup and not a long-term trend.

Having been in this situation myself, a little transparency goes a long way. Not taking this route, and subsequently not paying your rent, just like missing a mortgage payment, can open you up to a number of problematic issues from a potential credit hit to having problems renting again. If your landlord is not willing to work with you or you simply need more practical options there are solid ones to consider.

Seek Assistance

This is not an option I chose myself, but is one to consider. It varies from state to state, but many states do not provide direct assistance to meet rent needs. That being said, some charities will provide one-time assistance if you meet certain criteria. Some of those charities are:

If this is going to be more of a long-term situation there are government assistance programs, like Section 8, that might be of help.

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Get A Personal Loan if You Need Money For Rent

If you need money for rent, another option to consider is seeking a personal loan. If you’re also paying off some form of consumer debt this could also be a great way to save money over the life of the debt.

There are many options to consider from a traditional brick and mortar bank location to Peer-to-Peer lending and each will have different requirements. Just remember that this is not meant to solve a short-term problem, but help you gather steam towards better long-term financial health.

Long-Term Solutions

Needing money to pay off rent feels like a problem needing an immediate solution, but it also requires a long-term solution. You don’t want it to bleed into the next month and continue from there. Rather, you want to get your footing and start building momentum. Some ways to do that are:

  • Seeking out cheaper housing, if possible
  • Find a roommate to help split costs
  • Find ways to further reduce your monthly bills
  • Pick up side hustles to make extra money

It is important to point out that many of these solutions might not solve the immediate need to securing rent money, though that shouldn’t matter. You want to help prevent against this problem in the future, and these solutions can go a long way to protecting against that.

Not having money for rent can feel overwhelming. I’ve been there. This is a time for action, and when channeled, can be a turning point in your financial life.

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  • birdfish

    I POST THIS TO WARN THE PEOPLE.
    IF YOU HAVE GOOGLED HOW TO GET MONEY TO PAY YOUR RENT OR FREE MONEY TO PAY YOUR RENT YOU MIGHT HAVE FOUND THIS.
    WARNING: I HAVE A CYBER STALKER WHO I HOPE DOESNT SHOW UP BUT SOMEHOW HE USUALLY FINDS ME AND POSTS EXACTLY UNDER MY NAME. IGNORE RUDE COMMENTS ABOUT ME BEING ON WELFARE, DISABLED OR HAVING A SPECIAL TOLIET IN MY SECTION 8 APARTMENT
    .
    .
    I AM WARNING YOU ABOUT SOMETHING CALLED SEQUESTRATION IS CONGRESS. IF WE THE PEOPLE DO NOT ACT THEY MIGHT CUT SECTION 8 TO A LARGE EXTENT. THIS COULD MEAN:
    -SOME FOLKS GETTING VOUCHERS/LANDLORD PAYMENTS NOW COULD LOSE THEIR MONEY ALTOGETHER!
    -SOME FOLKS COULD SEE THEIR COPAYS GO UP. I AM POOR, SICK ON DIALYSIS AND HAVE MANY OTHER MEDICAL PROBLEMS AND I CAN HARDLY PAY THE $38 COPAY I HAVE HAD FOR YEARS AND YEARS. IT WOULD BE HARD ON SSI TO PAY MORE.
    .
    PLEASE CALL YOUR CONGRESSMAN AND SENATOR. WRITE. SEND EMAILS. MARCH, CHANT AND PROTEST. CALL AND WRITE YOUR LEADERS LIKE REVENEND JACKSON AND REVEREND AL OR ANY OTHER MINISTER YOU HAVE. TELL EVERYONE YOU KNOW. THE REPULIKANS ARE OUT TO END HOUSING FOR THE POOR.
    EVIL REPUBLIKANS LIKE TRUMP AND COMPANY WANT YOU OUT ON THE STREET.
    .
    .
    MARCH!
    CHANT!
    PROTEST!
    OCCUPY!
    .
    .
    POWER TO THE PEOPLE
    BLACK LIVES MATTER.
    (AGAIN, IGNORE THE CYBER STALKER.)

    • birdfish

      AND YES FOR THOSE OF YOU WONDERING, I HAVE NEVER WORKED A JOB IN MY LIFE AND HAVE LIVED ON WELFARE MY WHOLE LIFE.

      WHILE IN JAIL IN THE 70’S I LEARNED FROM MY CELL MATE RUFUS HOW TO CREATE A DISABILITY THROUGH OBESITY AND GO ON THE WELFARE.

      I HAVE FREE SECTION 8 HOME, FREE UTILITIES AND CABLE, FREE HEALTH CARE PLUS FOOD STAMPS AND LINK CARD AND I EVEN HAVE A WELFARE TOILET!!

      THERE IS NOTHING WRONG WITH CHOOSING NOT TO WORK AND LIVING ON WELFARE!!!

      FACT!!!!!

      • birdfish

        WRONG FAKE BIRDFISH.
        FACT:
        -YES I DID SOME TIME 69-71 FOR A MINOR OFFENSE BUT I NEVER WENT BACK AND THAT WAS 45 YEARS AGO!
        -I SUFFERED DISCRIMINATIONS: EX CON, RACIAL, MEDICAL, AGEISM, ELITISM, UNION DISCRIMINATION, MOBILITY DISCRIMINATION AND OTHERS. SO I NEVER COULD GET A PAYCHECK JOB
        -I DID WORK BACK IN MY WORKING DAYS BEFORE MY HEALTH FAILED SWEEPING AT THE CHURCH AND BABY SETTING. IT WAS THE ONLY WORK I COULD FIND
        -I DO GET THOSE PROGRAMS BUT THEY ARE NOT WELFARE JUST AID. AND SSI IS OLD PERSON RETIREMENT FOR THE POOR.
        -I AM FAR TO SICK NOW EVEN GETTING THE DIALYSIS AND NEEDING A NEW KIDNEY.
        -I NEVER KNEW A RUFUS. I AM HEAVY FROM MY GLANDS.
        NOW GO AWAY FAKE BIRDFISH.
        FOLKS NEED TO STAND UP AND FIGHT TO STOP THE CUTS IN SECTION 8 NOT LISTEN TO YOUR NONSENSE

        • birdfish

          BUT I DID GO TO JAIL FOR PUNCHING A POLICE OFFICER WITH SAND FILLED GLOVES.

          THEN RUFUS TAUGHT ME HOW TO CREATE A DISABILITY THROUGH OBESITY.

          NOW IT’S A WELFARE LIFE FOR FAT ALBERT BIRDFISH

          • birdfish

            WRONG I WAS THE ONE PUNCHED BY THE POLICE.
            I NEVER KNEW A RUFUS
            AND IT IS WRONG TO CALL ME FAT ALBERT LIKE THE DOCTORS DID OUTSIDE MY ROOM BUT I HEARD THEM.
            I AM GOING TO SUE AND GET A BIG PAYDAY.

          • birdfish

            THEY WEIGH ME ON THE LOADING DOCK LIKE AN ANIMAL.

            BECAUSE I AM FAT AND LAZY AND I STEAL WELFARE

          • birdfish

            THEY DO NOT HAVE PROPER SCALES.
            THIS WILL BE PART OF MY LAWSUIT OF MALPRACTICE.
            YOU SHOULD NOT TAKE PATIENTS DOWNSTAIRS TO THE LOADING DOCK TO BE WEIGHED.

          • birdfish

            BUT MY HOGFAT IS TOO MASSIVE FOR PEOPLE SCALES

            SO THEY WEIGH ME LIKE A WELFARE BEAST

          • birdfish

            NO THEY JUST DONT HAVE SCALES OVER 450 WHICH IN FACT I DONT USUALLY WEIGH OVER ANYWAY.
            IT IS CLEARLY WRONG WRONG WRONG
            AND THEY WILL BE SUED SUED SUED

          • birdfish

            BECAUSE YES I AM CLOSER TO 492LBS ANYWAY

            SO THAT IS WHY THEY USE THE WELFARE HOG SCALES

          • birdfish

            NO I AM ONLY MABEY 445

          • birdfish

            BUT I WILL SOON BE BACK TO MY 492LBS TARGET WELFARE WEIGHT.

          • birdfish

            NO I AM GOING TO SLIM DOWN I THINK I HAVE TO IN ORDER TO GET A NEW KIDNEY

          • birdfish

            I WANT A WHITE MAN KIDNEY

          • birdfish

            NO white KIDNEYS DO NOT WORK IN BLACK FOLKS.

          • birdfish

            BECAUSE WHITE KIDNEYS WORK AND BLACK KIDNEYS GET FAT, STAY HOME AND STEAL WELFARE.

          • birdfish

            NO FAKE BIRDFISH THIS IS NOT AT ALL TRUE ABOUT KIDNEYS.
            BLACK FOLKS HAVE MORE KIDNEY DISEASES I AM TOLD BUT THAT IS BECAUSE OF SLAVERY. YES, IT IS BECAUSE KIDNEYS HAD TO SAVE WATER AND SALT FOR SLAVES TO SURVIVE THE TERRIBLE TREATMENT FROM white SLAVE MASTERS AND WICKED white OVERSEERS. NOW OUR BLACK KIDNEYS STILL SAVE WATER AND SALT BUT THAT MAKES US HEAVY AND HAVE HIGH BLOOD, BOTH OF WHICH I HAVE. MY PRESSURE RUNS CRAZY HIGH THE DOCTORS HAVE NEVER SEEN IT LIKE THIS AND I FILL WITH WATER EASILY.
            THESE ARE MEDICAL FACTS

          • birdfish

            SOON I WILL BE 399 AND BACK IN THE 3’S

          • birdfish

            BYT FAT AND LAZY

          • birdfish

            I AM NOT FAT
            I AM NOT LAZY
            FAKE BIRDFISH IS 1000% CRAZY!
            HAHAHAHAHA!!!!
            GOTCHA!!!!!!!

          • birdfish

            I HAVE SUFFERED
            AT THE HANDS OF THE POLICE!

            1) WHEN I WAS
            ABOUT 16 I WAS IN A CAR WITH A COUPLE OTHER GUYS AND THE POLICE
            PULLED US OVER. I WAS IN THE FRONT PASSENGER SEAT AND THE COP MADE
            US ALL GET OUT. WE HADN’T DONE ANYTHING WRONG BUT THEY WERE
            LOOKING FOR ROBBERY SUSPECTS FROM A HOUSE ROBBERY. WELL, IT WASN’T
            US. WE WERE OUT ON THE SIDE OF THE ROAD AND I TOLD THE COP IT WAS
            NOT US. HE THOUGHT I SOUNDED DISPECTFUL AND ASKED ME WHO I THOUGHT I
            WAS. I TOLD HIM SUPERMAN!

            .

            HE CUFFED ME,
            SLAMMED ME TO THE GROUND FACE DOWN INTO THE GRAVEL ON THE SIDE OF THE
            ROAD. HE THEN STEPPED ON THE BACK OF MY HEAD WITH THE FULL FORCE OF
            HIS WEIGHT AND GROUND MY FACE INTO THE GRAVEL. MY FACE WAS BLOODY
            AND FULL OF ROCKS WHEN I CAME UP AND I HAVE SCARS ON MY FACE TO THIS
            VERY DAY! AFTER THAT THE COPS LET US ALL GO.

            .

            2) ABOUT A YEAR
            LATER I WAS ARRESTED AND IN THE BACK OF A SQUAD CAR. I HAD BEEN
            ARRESTED BECAUSE I WAS FOUND SLEEPING IN THE BACK SEAT OF A CAR AND
            THE DRIVER WHO WAS NOT ME HAD BEEN CAUGHT ROBBING. I WAS JUST
            SLEEPING. I GOT A LITTLE LIPPY WITH THE COP AND WHILE CUFFED IN THE
            BACK OF THE SQUAD CAR HE PUT ON BLACK LEATHER GLOVES THAT WERE FILLED
            WITH SAND. HE HAD THOSE RIGHT IN THE COP CAR! I AM SURE I WAS NOT
            THE FIRST PERSON OR THE LAST HE USED THEM ON! AND HE BEAT ME SILLY!
            I GOT RELEASED A COUPLE DAYS LATER AND CHARGES WERE DROPPED.

            .

            3) ANOTHER TIME I
            WAS IN A SQUAD CAR CUFFED AND THE COP TOLD ME HE WAS GOING TO TAKE ME
            BEHIND A GARAGE AND BEAT ME LIKE A N-WORD! YES, HE SAID THAT! THAT
            TIME HE DIDN’T ACTUALLY BEAT ME THOUGH HE JUST THREATENED ME!

            .

            4) ANOTHER TIME I
            WAS ARRESTED IN THE BACK OF A COP CAR AND THE COP GRABBED MY
            TE.STICLES AND SQUEEZED THEM SO HARD THAT I JUST ABOUT BLACKED OUT.
            IT WAS EVEN A WORSE PAIN THAN WHEN THE COP GROUND MY FACE INTO THE
            GRAVEL! HE DID IT BECAUSE I HAD GOTTEN LIPPY WITH HIM. LET ME TELL
            YOU, WHEN YOU ARE HAVING YOUR TESTICL.ES SQUEEZED YOU WILL CONFESS TO
            SHOOTING KENNEDY IF THEY WANT YOU TO!

            .

            5) I NEVER GOT IN
            ANY TROUBLE AGAIN AFTER I WENT TO STATEVILLE AND DID MY TIME BUT
            ABOUT TEN YEARS AGO THE COPS CAME RIGHT TO MY APARTMENT. A COUPLE OF
            MY KIDS WERE LIVING WITH ME BACK THEN. THEY CAME BECAUSE THEY SAID
            THE MUSIC WAS TOO LOUD. BUT I WAS SOUND ASLEEP AND THERE WAS NO
            MUSIC IN MY APARTMENT! WELL THEY CAME IN ILLEGALLY WITHOUT A WARRANT
            AND WHEN I WOKE UP THE APARTMENT WAS FULL OF COPS. YOU’D THINK
            THERE WAS A RIOT GOING ON OR SOMETHING. IT WAS RIDICULOUS! WELL I
            DEMANDED THEY ALL LEAVE AND THEY LAUGHED AT ME! I THEN STARTED
            DEMANDING MY CONSTITUTIONAL RIGHTS AND WRITING DOWN BADGE NUMBERS.
            THEY STOPPED LAUGHING. THEY TOLD ME IN A RUDE WAY TO GET MY BEHIND
            BACK TO BED ALTHOUGH THEY DIDN’T SAY BEHIND AND THEY MADE MOCKING
            COMMENTS ON MY WEIGHT. I TOLD THEM I WAS DEMANDING MY CONSTITUTIONAL
            RIGHTS! WELL, THEY ARRESTED ME, RIGHT IN MY HOME! I WENT TO THE
            LOCAL LOCKUP. I FIGURED I WOULD GET BEATEN WITH SAND FILLED GLOVES
            OR MAYBE HAVE MY TE.STICLES SQUEEZED BUT I WILL NOT GIVE FALSE
            WITNESS. THEY DIDN’T DO NONE OF THAT. THEY JUST PUT ME IN A CELL
            AND I SANG AND PRAYED ALL NIGHT. THE NEXT MORNING THE CAPTAIN LET ME
            GO WITH NO CHARGES!

            .

            OF COURSE, I
            NEVER GOT ANY MONEY FROM ANY OF THESE CRIMES AGAINST ME. THESE SORTS
            OF THINGS GO ON EVERY SINGLE DAY! THE COPS ABUSE FOLKS AND TORTURE
            FOLKS ALL THE TIME!

            AND THAT IS A
            FACT!

          • birdfish

            I ALSO MAKE THE TAXPAYER SUFFER FROM MY FATISM AND LAZYISM

          • birdfish

            THERE IS NO SUCH THING AS FATISM AND LAZYISM FAKE BIRDFISH
            THOSE ARE NOT TRUE ISMS.
            END OF DICSUCCIONS!!!!!!!!!!!!

          • birdfish

            BUT I AM FLUENT IN WELFARISM

          • birdfish

            DOES NOT COMPUTER
            BIRDFISH GETS NO WELFARE
            DISCUSSION TERMINATED

          • birdfish

            BUT I AM FAT AND LAZY AND I STEAL WELFARE

          • birdfish

            END-OF-DISCUSSION.

        • Birdfish

          RUFUS WAS MY WELFARE TEACHER

    • birdfish

      AND YES I DO LOVE MY WELFARE TOILET!

      SO THERE!!!!

      • birdfish

        AS I SAID, I HAVE A CYBER STALKER, FAKE BIRDFISH.
        HERE ARE THE FACTS:
        1) IT IS NOT A WELFARE TOLIET, IT IS A HANDICAP TOLIET WITH A BIG BOWL AND A BUTTDAY WHICH IS FROM EUROPE AND HELPFUL FOR BIG SIZED PEOPLE.
        2) IT WAS PART OF A BATHROOM REDO WHICH MADE A BIGGER DOOR AND PUT A SITTING THING IN THE BATH TUB.
        3) IT WAS NOT WELFARE, IT WAS FROM A CHURCH GROUP PROGRAM. I APPLIED FOR IT AND THEY EVEN CAME OUT TO INTERVIEW ME FIRST.
        4) IT IS IN MY SECTION 8 HOME SO I CANT MOVE BECAUSE I CANT TAKE MY TOLIET AND BATHROOM WITH ME IF I GO. I WOULD HAVE A VERY HARD TIME IN A NEW PLACE AS IT WOULD HAVE A REGULAR TOLIET THAT I DONT FIT ON AND LIKE MY OLD ONE IT WOULD COME UP OUT OF THE FLOOR AND OFF THE WALL AFTER I SAT ON IT A WHILE.
        5) I HAVE A WEIGHT CONDITION NOT DUE TO EATING BUT DUE TO MY BAD GLANDS.
        NOW GO AWAY FAKE BIRDFISH

    • Birdfish

      MY FATSORES SMELL LIKE RAW BACON AGAIN

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