Personal Finance Tips

Personal Finance Tips from the ReadyForZero blog. Stay up-to-date on the latest posts by signing up for our mailing list. If you are interested in getting more budgeting tips, please make sure to check one of the appropriate groups to receive posts on that topic!

How We Got Out of Debt While Beating Cancer

Andres and Christina

This is a guest post by Andres and Christina. They have a very unique story to share. See below! We were living a “normal” life when it happened, out of the blue. Steady jobs, a nice rented apartment in San Diego, world travel as often as possible, friends, family – oh, and some debt! Needless to say, cancer wasn’t part…

Minimalism: Fad or Solid Debt Payoff Tool?

Minimalism

When I moved from my hometown in Ohio to New York City, I became sort of an accidental minimalist. By no means did I believe I had too many things in Ohio, but there was no way to transport it all to the tiny half bedroom that was my first place in New York. I still remember separating everything I…

How to Deal with Feeling Unworthy or Unsatisfactory

Clouds landscape

One thing I know is true: my own inner dialogue when I fall short of where I feel I should be is far worse than any criticism I’ve ever received from any outside party. And the truth is, I don’t think I’m alone in this. This internal battle we wage against ourselves when we don’t achieve what we set out…

Affordable Winter Vacation Ideas

Snow winter vacation

Summer might scream “vacation” for most people, but winter’s frigid temps and long list of holiday obligations might offer an even better reason to pack up and get out of town – or at least take a break from the day-to-day. Whether your budget has room to spare or it’s already stretched thin, there are plenty of ways you can…

9 Money Mistakes I’ll Never Make Again

Money mistakes ill never make again

I make mistakes. A lot. I always have the best of intentions – but we all know where that can lead… When I realize I’ve made a mistake, the only way I can even remotely make myself feel better is to learn from the situation. I want to figure out exactly what I have to do to make sure I…

Overcoming the Stigma of Saying “I Can’t Afford It”

This is a guest post by Taylor Gordon. It’s like a dagger to the heart.  When you can’t afford something you really want. I’m not talking those instances where you make a decision to be frugal. Rather the moments when you don’t have much extra cash after paying rent, bills, and contributing to your savings account. Whether it’s not being…

Topics We’re Talking About: Shaking Up Your Money Motivators

Hello readers and welcome to Friday! Today I’ll be talking about the financial wisdom a squash can impart – for the third consecutive week! Just kidding. I cut myself off from squash related anecdotes. I think two a pretty appropriate limit to set. So what’s up on deck today? Why’s there a photo of a dreamy beach? How can I…