Personal Finance Tips

Personal Finance Tips from the ReadyForZero blog. Stay up-to-date on the latest posts by signing up for our mailing list. If you are interested in getting more budgeting tips, please make sure to check one of the appropriate groups to receive posts on that topic!

In The Money vs Happiness Debate, Why Not Choose Both?

Take a moment to think back to when you were just a little kid. You know, the good ol’ days when life was about drinking juice boxes and hanging out in the sandbox. No worries of resumes, retirement funds, or stock options clouding your mind. Now, try and remember what it was you thought you’d be when you grew up….

Topics We’re Talking About: Budgeting For The Last Bit of Summer

Hello readers and a happy, happy Friday to you! This week we’re talking about a topic that I’d almost rather not acknowledge: the end of summer. But instead of focusing on any summertime blues, we’re talking about how to enjoy the end of summer. Specifically, how to budget for one last hurrah before BBQs and pool time comes to a…

What Happens If I Lose My Job?

There are few things in life that can make your heart plummet to your gut quicker than sudden job loss. One day you’re trucking along, making all kinds of financial plans, and the next day everything grinds to a halt. And if you were struggling financially to begin with, then this halt in pay can be terrifying. The worst part…

Topics We’re Talking About: Facing Your Financial Fears

I come from a long family lineage of “worriers”. My mom was a total nail biter. My grandfather worried over every little detail. When I was a little kid I used to stay up at night fretting over impending visits to the dentist – even if the next appointment was 6 months away. To sum up, I’m no stranger to…

5 Money Mistakes To Avoid In Your 20′s (So You Can Prosper In Your 30′s)

This is a guest post by Charles Tran. When you’re a twentysomething, long-term financial planning is often not a high priority. Fresh out of college, the future can seem so remote and uninteresting. Everything is all about the moment, the here-and-now, the Friday nights with friends and the Saturday nights with your significant other. Tabs at the bar and swipes…