Personal Finance Tips

Personal Finance Tips from the ReadyForZero blog. Stay up-to-date on the latest posts by signing up for our mailing list. If you are interested in getting more budgeting tips, please make sure to check one of the appropriate groups to receive posts on that topic!

Topics We’re Talking About: Champions of Financial Literacy

When I first started working at ReadyForZero, I’d already been financially independent for some time. I pretty much started marking out (in some capacity) my money strategy the moment I graduated high school. Even still, I’d never really considered myself to be a financial wizard. Then I started working for ReadyForZero. The (awesomesauce) blog offered me the opportunity to share…

Topics We’re Talking About: Ack! Well… That Was Unexpected

“Ack!” That’s generally the first sound to escape my mouth when I’m faced with the unexpected. Beyond sounding like a certain cartoon, the involuntary exclamation also usually indicates I’m about to face two options: Get upset Process and act with a level-head While I’d like to say I always react with the latter, that’s not always the case. I’m more…

What Are the Best Savings Accounts?

Had you asked me what my saving strategy was a few years ago, I’d probably have told you all about my “strategic” approach of opting in for direct deposit. Since my paycheck went directly into my checking account, there it stayed… only to be drained as the month went on.  My general thought on the matter was that as long…

Get Your Mind Right: How to Change Your Mindset to Reach Financial Prosperity

When it comes to personal finance, it’s helpful to be able to construct a budget, understand why you should “pay yourself first,” be able to apply simple tenets of investing, and know which savings vehicle is best for your particular situation. But while these money management basics are necessary for building your foundation, they won’t lead to financial prosperity. After…

Why I NEVER Order the Cheapest Thing On the Menu

When I was in my early twenties, I was pretttty frugal. To set the scene, I was living in a freakishly expensive city and equipped with a fairly narrow budget. Truth be told, it was the first time I was faced with full financial responsibility. Rent, insurance, student loan debt… all under my name. I was also 22 which meant…

It’s Here… The MoneyBuzz Podcast

Just over a week ago, the ReadyForZero content team was holed up in the depths of the Marriott New Orleans, finalizing our schedule for the annual financial blogger conference: FinCon 2014. We’d touched down in the city late on Wednesday evening, had already experienced the first bang of humidity (my baby hairs were fully frizzed, my clothes sufficiently stifling), and…

How to Survive a Night Out On the Town When You’re On a Budget

When I was first living in San Francisco, I passed my weekends eating Costco tubs of animal crackers and watching free Hulu. It wasn’t as un-fun as it sounds (c’mon… online sitcoms are almost an initiation for recent graduates into the real world) but it also prevented me from taking advantage of some of the amazing activities in the city….

How to Decide if It’s Worth Taking Calculated Risks for Financial Gain

Entrepreneurs are often thought of as the ultimate risk-takers. It takes guts to leap into the unknown without a regular paycheck and cushy company benefits. Starting your own business is certainly one big calculated risk. And things can go wrong fast if your calculations were off before you took that leap. I speak from experience: I recently took this calculated…

The High Cost of Sleep Deprivation

We all know sleep is important, but it seems that these days more and more people are being deprived of it. I recently experienced this at FinCon, a conference that financial bloggers from around the country look forward to each year (by look forward to, I mean anxiously count the days until we can all nerd out over personal finance…