ReadyForZero Blog • Get Out of Debt, Get On With Your Life
In the years since the infamous Lehman Brothers collapse and the ensuing financial crisis, scrutiny of banks has only grown worse. It’s enough to make some people want to go back to the old days of stuffing cash under their mattress! However, in order to protect your money it is important that you put it into a bank. In a…
Read moreHappy Monday! We’re just two weeks away from Memorial Day. Do you know what that means? That’s right, the official start of summer! To most people, summer equals fun in the sun – but it’s no time to give up on all the hard work you’ve done so far this year to save and earn money. So before you bust…
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I always love Mother’s Day because I think my mom (like most moms) is underappreciated. I’m thrilled there’s one day a year we can set aside to celebrate her. Everyone loves to get gifts, but what moms really love, is when we take the time to show them how thankful we are they’re in our lives. Here are some thoughtful and…
Read moreMay is here! That means flowers are blooming, summer is coming, and Mother’s Day is less than a week away! Have you thought about what you’re going to do for your mom? There’s still plenty of time left to do something thoughtful for mom and we’ve rounded up some creative – and cost-effective – ways to celebrate Mother’s Day this…
Read moreSpring is here and we just celebrated Earth Day on April 22nd. It turns out that there is a direct correlation between our personal finances and striving to reduce our energy consumption and environmental footprint. This week, I’d like to share some articles that show you how to be green while saving some green at the same time.
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We all want to save money on our electricity, water, heating and cooling bills. But sometimes the methods for doing so can get expensive or require expert help. Here’s 10 ways to reduce energy consumption and save money on utilities that won’t break the bank.
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It’s getting closer to the big tax day –April 17 — and hopefully you’ve submitted your taxes by now! Once this time of year hits, taxes seem to be all anyone can think about, and by now just about everyone is sick of it. They’re stressful, complicated, and sort of like a lottery. Will you owe, will you get money…
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According to the International Health, Racquet and Sportsclub Association, gym memberships are up 10.8% from 2009, when the yearly cost was $775. And if you’re anything like me, you don’t get a chance to work-out every day, so it’s easy to waste money on a health club. However, you don’t need an expensive gym membership to workout! Here are some…
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It’s almost April, and that means taxes are on the brain! In 2011, more than 100 million Americans received a tax refund, with the average refund equal to a cool $2,913! No wonder many people at this time of year are wondering what to do with their tax refund. Are you expecting to get a refund this year? If so, then…
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Way back in January, I committed to doing the ReadyForZero New Years Challenge and writing about my experience. As I mentioned at the time, it can be pretty scary to share any personal information in public – let alone talking about your debt and personal financial details. So before I made the decision to do this, I had to think about…
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And help others realize how bad it really is
Meet Chuck, who got out of debt with ReadyForZero
Ben updates his progress toward being debt free