Budgeting

There are few things more powerful for your finances than having a budget and sticking to it every month. It’s not always easy, but with the right steps you can make your budget work well for you. Your budget will get you on track to pay off debt and build wealth. The blog posts below are packed full of tips to help you create a budget and start saving money now.

Go Green to Save Green: 5 Easy Ways to Get Started

This is a guest post by Jennifer Garry of Cuddles and Chaos I’ve crossed paths with a lot of people who are turned off to the idea of “going green” because they think it’s too expensive. Thoughts turn to organic food, solar panels, CFL bulbs, energy efficient appliances, and other pricey investments that seem contrary to saving or paying off debt….

Saying “I Don’t” To Wedding Party Expenses

The food, the dress, the… finances. Whether we like to admit it or not, weddings aren’t built purely on the currency of love and a great party. And now, more than ever, taking part in someone’s special day can snowball into a much larger financial commitment. With the engagement party, the wedding shower, bridal parties, and bachelor/bachelorette parties a single…

Why You Should Never Feel Self-Conscious About Being Frugal

I’ll admit upfront – I’m usually “the frugal” one in any given group. Aside from working at a company that lives and breathes personal finance, I’m also not a big spender by nature. In that way, it’s been easy to maintain my frugal tendencies. Though my affinity for saving isn’t something I’m actively spieling about in everyday conversation, it definitely…

Topics We’re Talking About: Environmentally Friendly Budgeting

Hello ReadyForZero readers! Happiest of Fridays to you. This week, we’re talking about: the Earth. Saving it, of course. For my undergraduate degree, I went to UC Santa Cruz, a school known for its natural beauty, copious number of banana slugs, and an environmentally minded slant. Truth be told, it’s garnered a reputation for being a bit of a hippie…

For People Tired of Overspending on School Supplies

Summer is coming to a close which means school is almost back in session. For those with kids in school or anyone embarking on a year of schooling that means it’s time to start patrolling the aisles for schools supplies and supplementary educational material. But before you start saying goodbye to all your dollars, make sure you have a clear…

Topics We’re Talking About: Family Matters

Happy Friday and happy September, readers! This week we’re talking about money and family matters. I didn’t have much of a financial philosophy instilled in me when I grew up. The extent of my family’s financial wisdom was something akin to “everything will be alright” and “everything will even out in the end.” Though both are powerful mantras to touch…

Topics We’re Talking About: Getting Thrifty Up in Here

Happy Friday, ReadyForZero readers! This week we’re taking on the topic thrift. Ever find yourself snowballing your spending only if you start spending on a certain thing in the first place? That’s me with new clothes. I’m perfectly fine shopping my own closet until I actually need something, for instance a new winter coat to replace the original that’s falling…

Feeling Spendy? Do One of These 10 Things Instead

Alright readers, are you ready to get a little warm and fuzzy? Because I’m about to lay out a list of things that feel better than spending money – and it’s going to get a little sentimental. Why’s that? Because when you talk about appreciating the little things in life, you run the risk of sounding a tad cheesy. But…