Budgeting

There are few things more powerful for your finances than having a budget and sticking to it every month. It’s not always easy, but with the right steps you can make your budget work well for you. Your budget will get you on track to pay off debt and build wealth. The blog posts below are packed full of tips to help you create a budget and start saving money now.

Feeling Spendy? Do One of These 10 Things Instead

Alright readers, are you ready to get a little warm and fuzzy? Because I’m about to lay out a list of things that feel better than spending money – and it’s going to get a little sentimental. Why’s that? Because when you talk about appreciating the little things in life, you run the risk of sounding a tad cheesy. But…

36 Creative Ways to Entertain on a Budget

To be honest, when I was first tasked with thinking of 36 ways to entertain on a budget, I immediately adjusted the number in my head. I mean, I could think of 10 easy – but 36? Psh, it’s not like I’m that cool. I gave myself some wiggle room and decided, I’ll just see what I can come up with……

A + B = Delicious: Easy Lunch Templates For The Busy Professional

We all know we should do it, but let’s not lie… making lunch every single day can get a tad monotonous. When you’re faced with other tasks that require your free moments (laundry… why must you be so perpetual), or when it seems like you don’t even have free moments at all – lunch prep takes a back seat. I’ve…

Topics We’re Talking About: Keeping Your Change (and Dollar Bills)

Hello, ReadyForZero readers and happy Friday to you! This week, we’re talking about: keeping your hard earned change (and cash). You see, the most magical thing happened to me the other day. I reached into my back pocket and found a $20 bill that I had completely forgotten about. Over the weekend I’d taken out some “just in case” cash…

The Top 7 Financial Podcasts For Millennials

I love a good podcast. They’re free, they prompt thought, and most importantly, podcasts are what keeps me sane as I enter the scrappy subterranean of the metro and decompress from a work day. I’m that girl laughing in the corner with her earbuds on, or pulling epic “hmmm, interesting” faces. Once, I cried while listening to a particularly tender…

Reader Perspective Series

Lockdown Your Spending By Finding Your Perfect Budgeting System

This is a guest post by Christina Brannan, a ReadyForZero blog reader and all-around awesome individual. You can read her previous post here and you can leave her a comment below.  Budgeting: A Key to Paying Off Debt Once you start getting into your debt payoff plan, you quickly realize that you need some sort of budget. After all, how else…

Stop Spending on Stuff: The Case For Funding Experiences

I’ve brought this up before (perhaps more than I should) but I like to ask people a very important question upon meeting them. If you were an animal, what animal would you be? Truth be told, I’d be a squirrel. It’s not the most glamorous of animals but the comparison is pretty apt. I can be a bit… spastic. I…

Topics We’re Talking About: Eating Healthy on a Budget

Today we’re talking about one of my favorite topics in the world: food. I love making it, sharing it with others, and most of all eating it. What I don’t love so much about my food affection, however, is the budgeting aspect. I consider myself to be kind of culinarily adventurous which means I can to go a little wild with my food spending. Recipes that require a long list of ingredients don’t always come cheap. But that’s not to say you can’t eat well while on a budget! Read more

The Secret To Financial Success? Time.

Time and Money. Two things there never seems to be enough of. And now it turns out that one may be intrinsically linked to improving the other. How so? A recent study done by Magnify Money and Stanford professor Philip Zimbardo explores the relationship between financial knowledge and financial behavior. Surprisingly, the results don’t point to a higher level of…