Get Out of Debt

If you have debt, we can help you conquer it. We’re on a mission to help Americans pay off debt and build wealth. We know that it’s not easy to figure out what to do and that’s why we started this blog. The information below will help you overcome the most common financial and psychological hurdles so you can tackle your debt.

What To Do When Your Financial Ideas Burn Out

Every so often we face a mental impasse that seems impossible to overcome. You’re chugging along just fine and all of a sudden your brain decides, “Optimism, thou shall not pass.” It’s a quick, hard brake on momentum and it can be incredibly frustrating. So what happens when you run out of steam for your financial goals? It’s rough, to…

This Is How Americans Rank Their Debt… Surprised?

A recent TransUnion Report shows that Americans are changing the way they rank their debt. In the years following the economic crisis in 2008, many focused on paying down their credit cards first – but now they’re shifting their attention to collateral-tied debt such as mortgages and auto loans. These types of debt tend to have larger balances and lower…

How to Reduce the Compounding Stress of Car Ownership

car wheel

Cars – could anything be more imperative to the functioning of our daily lives…and yet so capable of derailing them? A few weeks ago, my parents’ car wouldn’t start – in the middle of an ice storm. They got it towed and my dad took a few days off of work to deal with mechanics, insurance companies, and car dealerships….

What Happens If Your Debt Goes to Collections?

Many of us have been in the situation where a bill has gone to collections. This is particularly true if you have had a catastrophic medical issue, which is the most common kind of bill to go to collections. Thirty million Americans have medical bills in collections alone, and that’s not counting the folks who face other issues.

What Happens If I Can’t Pay My Medical Bills?

One accident or illness can change your entire life. And I’m not just talking about the impact on your physical health, but your financial health as well. Even if you do everything right, medical bills can throw your finances into chaos. With medical bills the single biggest factor in bankruptcy in the United States, here are a few actions you…

How to Use Free Software to Get Out of Debt

What kind of tools do you use to help you get out of debt? If you’re looking to go beyond your trusty spreadsheet or the envelope method, here are a few recommendations for how free software can help you get out of debt and get you closer to achieving all your personal finance goals.

What Happens If I Can’t Pay My Taxes?

There aren’t many people who associate taxes with having fun. But for those who are facing anxious thoughts that go beyond filling out the paperwork – for example, people who have financial hardships and can’t pay taxes they owe – tax time can feel like much more than just a nuisance. If you’re in a financially difficult position and worried…

Sneaky Mortgage Tactic Finally Challenged by $300 Million Lawsuit

Mortgage insurance exists to protect you, right? Not if you’re one of the thousands of mortgage borrowers who have paid into what’s called “force-placed insurance” and been charged with unfair premiums as a result. It’s a topic that’s taken the spotlight due to a multi-million dollar lawsuit against Chase, who has been a prominent enforcer of these force-placed policies. A…