Get Out of Debt

If you have debt, we can help you conquer it. We’re on a mission to help Americans pay off debt and build wealth. We know that it’s not easy to figure out what to do and that’s why we started this blog. The information below will help you overcome the most common financial and psychological hurdles so you can tackle your debt.

4 Overlooked Ways to Pay Off Debt [Especially #3]

I know what it’s like to pay off debt. It requires discipline. It requires making sacrifices. It requires creativity. It also requires hopefulness. That’s why a recent survey showing that 18 percent of individuals expect to die in debt caught my attention. It reminded me of the importance of hope in achieving any goal, but especially in paying off debt….

What to Do When Bankruptcy Isn’t the Answer

I remember it like it was yesterday. I was facing over $45,000 in debt. My credit cards were maxed out and I had nowhere to turn. Bankruptcy, or so I thought, was the only real way out. It provided, on one level, a clean slate. I would no longer be shackled to debt and could live freely. It was the…

How To Overcome the Stress of Student Loan Debt

It’s easy to feel financially stuck in a cycle of debt when you have a huge outstanding student loan balance. From 2004 to 2014, student loan debt increased by 56% with the average American student now owing over $28,000. For some, that amount is even much larger. For example, attending a private undergraduate university or continuing onto graduate school can…

How to Figure Out How Much Money Should Go Toward Debt Reduction

The main thrust of any debt reduction plan should be how much extra you can put toward paying down your loans each month. Trying to figure out how much should go toward debt reduction can be challenging, however. As you try to figure out how much money should go toward debt reduction, here are a few things to keep in…

The One Major Mistake You’re Making When Getting Out of Debt

It seems like there is a lot of potential for problems when you’re getting out of debt. You want to make the right moves, whether you decide to tackle the smallest debt first or whether you focus on the highest rate first. Before you get too caught up in debt snowballs vs. debt avalanches, and worry too much about whether…

How to Kill Your Debt Next Year

It’s hard to believe it, but this year will soon come to a close. This is a perfect time to look over the past year and begin to think about the next. When I was in the middle of paying off debt, every year around this time I would start wondering if the next year would be the one in…

6 Unconventional Money Moves to Make in Your 20s

While the first part of our 20s is usually plagued by low to no income, this decade can quickly become one of the most notable in terms of financial growth and change. We go from relying on others to carry our weight to figuring out what it takes to become a financially stable member of society. These growing pains are…

5 Ways I Made Extra Money to Pay Off Debt Faster

When you’re working to pay off debt, you’ll cut out most superfluous expenses in order to reach your goals. But the problem with cutting out spending is that there is only so much you can cut. What if you want to reach your financial goals faster? If you’re already working a full time job, and have cut all excess spending…

Pay off Debt Quicker By Cutting These 4 Bills

Paying off debt can easily feel like it takes an eternity to kill. It took nearly six years to pay off my debt and it seemed like I’d never become debt-free. Thankfully, that wasn’t the case. While I eventually paid it off, it required creativity. I looked for ways to make extra money as well as ways to save money….

3 Celebrity Debt Scandals and What We Can Learn From Them

If you’ve followed the news over the past few weeks, we’ve seen yet another celebrity debt scandal – in the rapper known as 50 Cent. Celebrity debt scandals aren’t that unique as we’ve seen them for years. Whether it’s a celebrity that just can’t break the cycle of debt or a business that’s gone belly up, they always seem to…