Get Out of Debt

If you have debt, we can help you conquer it. We’re on a mission to help Americans pay off debt and build wealth. We know that it’s not easy to figure out what to do and that’s why we started this blog. The information below will help you overcome the most common financial and psychological hurdles so you can tackle your debt.

How to Send a Request for Validation of Debt Letter

Most of the time, receiving a phone call is a painless and even fun experience. But every once in awhile what you hear on the other end of the line can plunge your heart into your throat. That’s certainly what can happen when a debt collector calls. Here are a few things that may run through your mind in that…

What Motivates You To Pay Off Your Debt? Zina Shares Her Story

Despite the common  goal of reaching zero, the road to debt free is different for everyone. With differing circumstances and even personalities, what works for one person in repayment isn’t guaranteed to work for someone else. That’s why personalized motivators can be an effective tool against your debt. Not only do they help to fuel the (your) journey, they also…

What Is a Line of Credit?

One of the most frustrating things about personal finance is the sheer volume of vocabulary one has to learn in order to understand their options. As if it wasn’t difficult enough to understand how everything works in the first place, you have to also memorize a multitude of terms and learn how they differ from one another. And just to…

How to Organize Your Environment To Stay Motivated

Were you to wander into my apartment, there are a few things you’d probably notice right away. Firstly, this girl has a lot of organized piles of stuff Secondly, there are NO dirty dishes in her sink (though, there are squirrel salt & pepper shakers) Thirdly… actually, she has a weird amount of squirrel related items. Ah, quite the peek…

Double the Debt? Piggyback Mortgages On The Rise

“The more things change, the more they stay the same.” Although the global economy is cyclical, we as consumers have the ability to control our outcomes by learning from the past. Unfortunately, a recent rise in home equity borrowing shows that, for better or worse, consumers are once again feeling more comfortable using their homes as leverage for their finances….

What Is Pay To Delete?

If you have debt, then I’m probably preaching to the choir when I say how much of a drain it can be on our lives. So much so that it’s almost too easy to fall prey to get rid of debt quick schemes such as debt settlement and credit cleanup products. Yes, there are occasions in which debt settlement and…

Debt Settlement May Not Provide The Relief You’d Expect

Even though we’re an internet company, our phone rings a lot. And one of the most common questions people ask is if we can settle or consolidate their debt for them. The quick answer is that our mission isn’t to do debt consolidation, settlement, or management. Our mission is to help you find a strategy that you can use to…