Get Out of Debt

If you have debt, we can help you conquer it. We’re on a mission to help Americans pay off debt and build wealth. We know that it’s not easy to figure out what to do and that’s why we started this blog. The information below will help you overcome the most common financial and psychological hurdles so you can tackle your debt.

How to Manually Add an Account to ReadyForZero

It’s an exciting day here at ReadyForZero! After months of hard work, we’re excited to announce that we’re launching the long-awaited manual entry tool. It wasn’t an easy feat, but with the amount of requests we’ve received for this feature we knew we had to make it work. And now it’s finally here! As the person who answers all of…

Hospitals Investing in the Health Of Your Finances

It’s no secret that medical debt is a growing problem that threatens to collapse the finances of many Americans each year. Now it’s looking like the problem is just as threatening to hospitals unable to collect on medical care given. So how do you solve the problem of patients unable to pay for costly medical care and hospitals in financial…

Where is Your Tax Return Going This Year?

Tax time is a funny time of year. I often spend the weeks leading up to April 15th dreading the task ahead. The day I have my taxes done, the dread turns into fear – will I owe anything? Am I about to go broke in five minutes? Then, if I find out I’m actually getting a return, trepidation turns…

What To Do When Your Financial Ideas Burn Out

Every so often we face a mental impasse that seems impossible to overcome. You’re chugging along just fine and all of a sudden your brain decides, “Optimism, thou shall not pass.” It’s a quick, hard brake on momentum and it can be incredibly frustrating. So what happens when you run out of steam for your financial goals? It’s rough, to…

Using Optimism and Forward-Thinking to Get Past Financial Hurdles

Financial setbacks can feel devastating. They impact our lives in so many ways, and it doesn’t feel good. However, no matter what happened, you can move on to take control over your financial life. You can do this with both psychological and practical ways. Here’s how: Be Kind to Yourself No matter what may have happened in your previous financial…

Checking In With The Debt Destroyers!

It’s that time again! We’re checking in with our Debt Destroyers to see what challenges they faced and what inspiring steps they’ve made towards their financial goals. It’s hard to believe that we’re already 4 months into 2014! And as usually becomes obvious with any progression of time, it’s either full speed ahead with our financial goals or running out…

This Is How Americans Rank Their Debt… Surprised?

A recent TransUnion Report shows that Americans are changing the way they rank their debt. In the years following the economic crisis in 2008, many focused on paying down their credit cards first – but now they’re shifting their attention to collateral-tied debt such as mortgages and auto loans. These types of debt tend to have larger balances and lower…

How to Reduce the Compounding Stress of Car Ownership

car wheel

Cars – could anything be more imperative to the functioning of our daily lives…and yet so capable of derailing them? A few weeks ago, my parents’ car wouldn’t start – in the middle of an ice storm. They got it towed and my dad took a few days off of work to deal with mechanics, insurance companies, and car dealerships….