Get Out of Debt

If you have debt, we can help you conquer it. We’re on a mission to help Americans pay off debt and build wealth. We know that it’s not easy to figure out what to do and that’s why we started this blog. The information below will help you overcome the most common financial and psychological hurdles so you can tackle your debt.

What Are the Best Peer to Peer Lenders?

We’ve talked previously about peer-to-peer loans and reviewed Lending Club (one of the most popular peer-to-peer lenders) in detail, but today we wanted to take a look at the best options for someone who wants to take out a peer-to-peer loan (for debt consolidation). There are only a limited number of reputable debt consolidation companies, which is why you want…

A Review of Lending Club for Borrowers

When you have debt, there are two things that have a big impact on your repayment plan: your interest rate and your monthly payment. One common way that people change up their interest rates and/or monthly payments is by consolidating their debt. And one of the most common companies for doing that (which we’ve written about before) is called Lending…

Introducing Destination Debt Free: A Six Week Course to Debt Freedom

Working in tech, I’ve gotten used to automating, well, pretty much everything. While I was slow to the game of adopting new technology (many of my friends still remember me as the girl who sat at the coffee shop writing on a yellow legal pad), I’ve started to use technology to automate every aspect of my life (and have even…

10 Ways I Manage to Put 50% of My Income Towards Debt Payoff

This is a guest post by Melanie Lockert Between two degrees, I’ve managed to rack up a total of $81,000 in student loan debt. After I graduated with my Bachelor’s, I was content paying the minimum and just getting by. It wasn’t until I actually started seriously thinking about going to graduate school that I woke up. “I am going…

What Is Debt Settlement and How Does It Work?

When I had credit card debt, there was nothing I wanted more than to have it gone. Nothing. The thought of it lurked in the back of my mind all day, every day. As cliche as it may sound, I felt like there was a cloud hanging over my head. No idea could pop up without that cloud drenching it….

How to Get a Personal Loan with Good Credit

There are times when you might want a chunk of cash, but you don’t want to pay the fees that come with a cash advance — and you certainly don’t want the high interest rate. In these cases, a personal loan can help. If you have good credit, it’s possible to get a personal loan at a reasonable rate, no…

How to Choose a Legitimate Credit Counselor

Do you feel overwhelmed by your debt situation? Plenty of organizations exist to help those who don’t know how to handle their credit, feel confused about where to start repaying their debt, or don’t understand what steps they need to take to become financially secure. Unfortunately, not all credit counselors act in your best interest. It can be difficult to…

What Is Wage Garnishment? (How to Deal When Debt Leads to Lost Pay)

When I was a little kid, I used to listen to adults using financial terms and totally panic. “How could I ever understand what these things mean??” I would think. I vividly recall reading the biography of U.S. gymnast Dominique Moceanu and how her family put a second mortgage on their home to pay for her athletic training. At the…