If you’ve been following our blog, then you know that we often talk about ways to start a budget, pay your debt down faster, and save more money. But we know that this advice isn’t always as easy to implement as it sounds. The fact is, finances may be comprised of simple math, but the way they add up in…

Being human in the modern world involves making some tough decisions. Everyday in life we have to do things that we wouldn’t normally choose to do in our jobs, at our homes, in our relationships, and in other areas of our lives. Let’s face it, if we were given the choice between cleaning the bathroom or watching a favorite movie,…

“I’ve got a debt problem.” This is something that many of us have heard — and probably have even said. I remember when I used to refer to my own “debt problem.” After awhile, though, I realized that debt wasn’t my problem at all. No, consumer debt isn’t the problem. It is only a symptom of the problem.

Setting goals can be a ton of fun. I mean, who doesn’t love a little daydreaming about what they’d like to accomplish? For example, I started the new year with a few goals that at first made me incredibly happy to think about: becoming credit card debt free, building up a substantial emergency fund, paying for a wedding…erp. Suddenly the…

We talk a lot about working to achieve financial goals on this blog. But one thing we haven’t addressed much is how striving for lifelong goals can be the game changer when it comes to staying motivated for your financial goals. Today we’re going to change that. This idea occurred to me when I was working with Ms. Career Girl…

One topic we’ve been talking about a lot lately is the topic of mental barriers which prevent us from paying off debt. What do I mean by that? I’m talking about the emotions you might feel which block you from doing all you can to reach your debt payoff goals. This is something that we all go through from time…

At the start of The Debt Movement, we began thinking about the mental barriers to paying off debt. Most people already know the concrete reasons why debt payoff is difficult but the act of paying off debt goes far beyond numbers and excel spreadsheets. More often than not, there’s some sort of emotion that prevents us from taking the necessary…