Get Out of Debt

If you have debt, we can help you conquer it. We’re on a mission to help Americans pay off debt and build wealth. We know that it’s not easy to figure out what to do and that’s why we started this blog. The information below will help you overcome the most common financial and psychological hurdles so you can tackle your debt.

How I Could Have Paid My $28,000 of Student Loans Off Faster

Trees landscape

This is a guest post by Zina Kumok Recently I finished paying off $28,000 worth of student loans (over the course of three years) while making about $30,000 a year. Paying of my loans so quickly required a lot of sacrifices, but not as many as you’d expect. I didn’t live with strangers, I didn’t get a second job, and…

How to Figure Out the Amount You Can Afford to Pay Toward Debt Each Month

Road landscape

“Debt.” It’s a financial four-letter word that you’d rather not talk about. But you know it’s time to face the music and get real with your money. That means doing something about your debt. Hey, I get it. Life is expensive and stuff happens. Sometimes that stuff requires more money than you have on hand. Maybe you needed to take…

Can I Consolidate Credit Card Debt?

Credit card debt is a sneaky beast. Whether it comes on in a flash of lightening or creeps up like a long winter snowstorm, the havoc it wreaks can feel like a tornado has ripped through your life. What’s worse, it’s painfully easy to feel as though you’re stuck. That you have absolutely zero options. That you may pay forever…

Review of SoFi: My Experience Trying Student Loan Consolidation

  Do you ever hear of something that you know could make a drastic improvement in your life – but you think, “I’ll do that later”? You have every intention of taking care of it as soon as you can but inevitably you forget…and then you remember again (at another bad time)…and you forget…and so on. This happens to me…

What Are the Best Peer to Peer Lenders?

We’ve talked previously about peer-to-peer loans and reviewed Lending Club (one of the most popular peer-to-peer lenders) in detail, but today we wanted to take a look at the best options for someone who wants to take out a peer-to-peer loan (for debt consolidation). There are only a limited number of reputable debt consolidation companies, which is why you want…

A Review of Lending Club for Borrowers

When you have debt, there are two things that have a big impact on your repayment plan: your interest rate and your monthly payment. One common way that people change up their interest rates and/or monthly payments is by consolidating their debt. And one of the most common companies for doing that (which we’ve written about before) is called Lending…

Introducing Destination Debt Free: A Six Week Course to Debt Freedom

Working in tech, I’ve gotten used to automating, well, pretty much everything. While I was slow to the game of adopting new technology (many of my friends still remember me as the girl who sat at the coffee shop writing on a yellow legal pad), I’ve started to use technology to automate every aspect of my life (and have even…

10 Ways I Manage to Put 50% of My Income Towards Debt Payoff

This is a guest post by Melanie Lockert Between two degrees, I’ve managed to rack up a total of $81,000 in student loan debt. After I graduated with my Bachelor’s, I was content paying the minimum and just getting by. It wasn’t until I actually started seriously thinking about going to graduate school that I woke up. “I am going…

What Is Debt Settlement and How Does It Work?

When I had credit card debt, there was nothing I wanted more than to have it gone. Nothing. The thought of it lurked in the back of my mind all day, every day. As cliche as it may sound, I felt like there was a cloud hanging over my head. No idea could pop up without that cloud drenching it….

How to Get a Personal Loan with Good Credit

There are times when you might want a chunk of cash, but you don’t want to pay the fees that come with a cash advance — and you certainly don’t want the high interest rate. In these cases, a personal loan can help. If you have good credit, it’s possible to get a personal loan at a reasonable rate, no…