Debt Consolidation

Do you have debt with high interest rates? If so, you may want to look into debt consolidation as a way to lower your interest rate and save money in the long run. Be smart about who you choose to work with, because there are some predatory companies that claim to offer debt consolidation loans, and you’ll want to avoid them. The blog posts below can help you learn more about debt consolidation and how to do it properly.

Can A Debt Consolidation Loan Lower Your Payments?

Let’s be honest: holding large amounts of debt from multiple sources is overwhelming. The thought of repaying the money you owe may make you want to find the nearest hole that you can disappear into (and not come out of anytime soon, thank you very much). But understand that you can reach your financial goals — and you can achieve…

Are There Any Legitimate Debt Consolidation Loans?

debt consolidation

When you have debt, it’s not uncommon to feel that it is insurmountable. The bills keep coming in the mail and you begin to wonder what options there might be for help getting out of debt. One of the methods people often turn to – to make debt more manageable – is debt consolidation. While it’s not the right choice…

Debt Consolidation Fees and Costs

Debt consolidation fees and costs

We’ve been writing about debt consolidation a lot lately – and one of the reasons is that there is so much confusion surrounding this topic. A lot of companies out there are promoting “debt consolidation programs” that are actually debt management or debt settlement programs. This makes it hard to answer even basic questions like “How much does debt consolidation…

Debt Consolidation Programs

Debt consolidation programs

So you’re interested in debt consolidation but you don’t know what type of debt consolidation programs are out there? You’re not the only one – it’s pretty darn hard to find credible information that you can use to compare your options. For that reason, we wanted to compile as much information as possible in one place about the different types…

Does Debt Consolidation Hurt Your Credit Score?

Does debt consolidation hurt your credit

When you’re ready to get out of debt, sometimes it’s hard to know which path you should take. For some people, debt consolidation will be the best option because it can allow you to group all your debt together, thereby making it easier to manage your debt – and in some cases lowering your monthly payment and interest rate at…

How Does Debt Consolidation Work?

How does debt consolidation work

Have you ever considered getting a debt consolidation loan? Or wondered what the heck a debt consolidation loan is? You’re not alone! Our goal on this blog is to assist you in understanding complicated financial questions and to help you make good decisions when you’re working to pay off your debt. And since debt consolidation is one option that many…

Is Debt Consolidation a Good Idea?

If you’re in debt, you may have asked yourself: “Is debt consolidation a good idea?” In this post we’ll help you answer that question by explaining how a debt consolidation loan works, what the alternatives are, and describing when debt consolidation can help you and when it will not. After all, being in debt is a no fun. You need…