Couples

Managing finances as a couple can be hard — very hard. Sometimes your goals don’t line up or you have disagreements on how to reach mutual goals. But with a plan and a commitment to working together, any couple can be successful with their finances and achieve long-term stability. The information below will help you learn how to manage your finances better together.

It’s Time to Get Realistic About Marriage and Money

When I was single in New York, my roommates and I would sometimes fantasize about our future weddings. Mine would take place on a beach, I said. I’d walk down the aisle to a steel drum band playing Canon in D and we’d have hot dogs over a bonfire for dinner with roasted marshmallows for dessert instead of cake. “That’s…

How to Overcome Relationships That Are Hurting Your Finances

A few days ago, after receiving an indication from a credit card company that I may have a black mark on my credit, I pulled my report. After ensuring that all the accounts were in fact issued by me, I found what they were referring to – a closed credit card account, since paid off, that was reporting two embarrassingly…

Can Different Money Attitudes Work in a Relationship?

This is a guest post by Jordann Brown. When you’re in a relationship, at some point you’ll need to compromise with your partner’s needs and wants. You’ll compromise on which restaurant to visit, on what to watch on Netflix, and on where to go for vacation. You’ll probably even compromise on some of your major life decisions, but what about…

Everything You Need to Know About Couples Finances

I’ve been married for almost four years now. When Paul, my husband, and I got engaged around 5 years ago, we decided that it was time to combine our finances. Not only did we combine finances, but we combined our debt loads and found that we had a total of $25,000 more to pay down. That’s the thing with combining finances…

How a Financial Planner and Her Husband Manage Their Budget

The author of this post is Ann Arceo, a guest contributor to the ReadyForZero Blog. I’ve been in the financial planning industry for going on 6 years now, and my wonderful husband is the Assistant Director of Finance for a luxury hotel. We both consider ourselves numbers people, and we both love Excel spreadsheets a little too much. You might…

Announcing ReadyForZero’s Very First Ebooks!

Here at ReadyForZero, there are a few things that we really love. We love to empower people to pay off their debt and show them the fastest and most motivating way to do so. And we love to help people stay educated on the things they can do to plot out the best possible financial future for themselves. Now we’re…

Is Your Partner in Debt? Here Are Some Tools to Help You Talk About It

  This is a guest post by Marc Sandor Woolf. Imagine that you’re out to eat with your date. You’ve just finished a delicious meal at your favorite new bistro. The server brings the check, your dinner partner reaches for his/her wallet and hands the server a credit card. In a few minutes, the server returns to your table and, in…

Practical Tips to Stop Keeping Up with the Joneses

If your friends overeat, you’re more likely to overeat. If your friends are active and sporty, you’re more likely to be active. And if your friends like to spend money, you’re more likely to spend too. In a society that revolves around conspicuous consumption, a big part of our consumer culture is about performing wealth for other people—both our actual…

Topics We’re Talking About: Money Talk With Your Partner

You like cats, they like dogs so you both compromise and get a guinea pig. They like crunchy peanut butter, you like smooth so you sidestep the tension by stocking both kinds in the cabinet. But what happens if you’re a saver and they’re a spender? Can you have differing financial philosophies and still maintain a harmonious relationship? This week,…

Relationships and How They Affect Your Financial Picture

As much as we might like to think that we can compartmentalize our lives, fitting everything into its respective area with no bleeding from one area to the next, it’s simply not possible. Case in point: relationships and finances. Our finances are just as susceptible to relationship turmoil as our emotions are – sometimes even more so because we may…