Couples

Managing finances as a couple can be hard — very hard. Sometimes your goals don’t line up or you have disagreements on how to reach mutual goals. But with a plan and a commitment to working together, any couple can be successful with their finances and achieve long-term stability. The information below will help you learn how to manage your finances better together.

How to Navigate Tough Money Conversations in a Relationship

Do a quick search of the most common things couples fight about and it becomes glaringly obvious what the answer is: money. Yes, there are plenty of other things to squabble over, but several studies have landed on money and finances as the common thread that binds most couples together – or, in this case, tears them apart. Money is…

If You’re Buying a House, Please Don’t Get Married

The news is everywhere. The spring home sale has begun and both buyers and sellers are highly active. Home sales are surging to the fastest pace in the last 18 months. According the Realtor Mag, existing home sales rose 6.1% in March month-over-month. After a quiet start to the year, sales activities picked up greatly throughout the country in March….

Lessons I Learned from a Financially Dysfunctional Relationship

A study published a few years ago by a Kansas State University researcher found that having money fights early on in a relationship is the top indicator that a couple would be headed for divorce court down the road. While I have never been married, I can say that a past relationship entrenched in financial dysfunction makes me more than…

It’s Time to Get Realistic About Marriage and Money

When I was single in New York, my roommates and I would sometimes fantasize about our future weddings. Mine would take place on a beach, I said. I’d walk down the aisle to a steel drum band playing Canon in D and we’d have hot dogs over a bonfire for dinner with roasted marshmallows for dessert instead of cake. “That’s…

How to Overcome Relationships That Are Hurting Your Finances

A few days ago, after receiving an indication from a credit card company that I may have a black mark on my credit, I pulled my report. After ensuring that all the accounts were in fact issued by me, I found what they were referring to – a closed credit card account, since paid off, that was reporting two embarrassingly…

Can Different Money Attitudes Work in a Relationship?

This is a guest post by Jordann Brown. When you’re in a relationship, at some point you’ll need to compromise with your partner’s needs and wants. You’ll compromise on which restaurant to visit, on what to watch on Netflix, and on where to go for vacation. You’ll probably even compromise on some of your major life decisions, but what about…

Everything You Need to Know About Couples Finances

I’ve been married for almost four years now. When Paul, my husband, and I got engaged around 5 years ago, we decided that it was time to combine our finances. Not only did we combine finances, but we combined our debt loads and found that we had a total of $25,000 more to pay down. That’s the thing with combining finances…

How a Financial Planner and Her Husband Manage Their Budget

The author of this post is Ann Arceo, a guest contributor to the ReadyForZero Blog. I’ve been in the financial planning industry for going on 6 years now, and my wonderful husband is the Assistant Director of Finance for a luxury hotel. We both consider ourselves numbers people, and we both love Excel spreadsheets a little too much. You might…

Announcing ReadyForZero’s Very First Ebooks!

Here at ReadyForZero, there are a few things that we really love. We love to empower people to pay off their debt and show them the fastest and most motivating way to do so. And we love to help people stay educated on the things they can do to plot out the best possible financial future for themselves. Now we’re…