Auto Loans

Do you have a car loan or other auto loan? If so, you’re not alone. For so many people, their car loan takes up a significant portion of their monthly budget. But that’s no reason to be discouraged. Below, you’ll find blog posts about how to pay off your auto loan faster, what to do if you can’t pay, how to understand your loan terms, and how to refinance or lower your auto loan interest rates.

6 Things You Should Always Negotiate Pricing On

If you’re like me (and probably everyone else for that matter), I’m always looking for the best deals when it comes to making a buying decision on a product or a service.  But I always take it a step further by negotiating the final price:  It’s all part of my money saving techniques to help keep more money in my…

How to Get the Best Auto Loan with Little or No Credit

Expecting our first child this fall, my husband and I have started shopping for a new family car. Walking into the dealerships and test driving the cars has been an entirely different experience from ten years ago when I bought my first car with very little credit to my name. Now, I know we have solid credit scores and I…

5 Things to Know When Getting a Loan for a Motorcycle

Ready to hit the open road with a brand new, or new-to-you, motorcycle of your own? Before you start shopping for the ride you’ve always dreamed of, it’s important to consider your overall financial picture and what lenders might be willing to offer you. It might seem like shopping for a motorcycle loan is the same as shopping for a…

Calculating a Car Payment, Why Smaller Isn’t Always Better

calculating_car_payment

It’s summertime, which means one thing – it’s car buying season. Manufacturers ramp up sales and, soon, next year’s models will be hitting the showroom floors. Buying a car is one of the most major purchases many make, aside from buying a house. That being the case, most car buyers need to take out loans to drive home with new…

Tips & Tricks on Buying a Car: How to Win the Car Game

Car salesmen are notorious to be the best salesmen out there. From the moment you walk into a dealership, they have a meticulous game plan on how to win your business. Recently, I was in the market for a new (used) car. I decided to stop by the nearest dealership from my house to check out their inventory. Of course…

Common Questions: Can I Transfer a Car Loan?

Oftentimes on this blog we get questions about how to get out of a car loan. This kind of question can come from many types of situations. Sometimes people have bitten off more than they can chew with their monthly car payments. Sometimes people lose their job and want to transfer the car loan to a potential buyer. And sometimes…

What Is a Good Credit Score to Buy a Car?

You’ve likely heard the doom-and-gloom talk about how lenders have put loans on a much tighter leash in our post-recession economy. And it’s true; lenders are no longer giving out a loan to any old person with a government-issued ID and a smile. So what does this mean for you if you are in the car-buying market? How will you…

What To Do If You Fall Behind on Car Loan Payments

As much as we strive to spread financial literacy and awareness to our readers, we also learn a lot from you as well – especially regarding what’s most important to you. And what’s the best way for us to do this? Reading your comments! It was exactly that which recently helped us realize that a lot of you have a…

Can You Buy a Car With No Down Payment?

Owning a car is basically a necessity these days. Most of us need it to commute to our jobs, take our kids to school and attend other social activities. But what happens if you need to buy a car right now but don’t have a down payment to put down? The answer is that it can be tricky, but it’s…

Can I Return My Car to the Dealership?

Have you ever been excited to buy a brand new car only to find out that the added taxes, insurance and other fees bumped you well over the “sticker price”? This leads to car owners getting behind on their auto payments and wondering what they can do to get out of the situation. Can you relate? Do you simply want…