Auto Loans

Do you have a car loan or other auto loan? If so, you’re not alone. For so many people, their car loan takes up a significant portion of their monthly budget. But that’s no reason to be discouraged. Below, you’ll find blog posts about how to pay off your auto loan faster, what to do if you can’t pay, how to understand your loan terms, and how to refinance or lower your auto loan interest rates.

Common Questions: Can I Transfer a Car Loan?

Oftentimes on this blog we get questions about how to get out of a car loan. This kind of question can come from many types of situations. Sometimes people have bitten off more than they can chew with their monthly car payments. Sometimes people lose their job and want to transfer the car loan to a potential buyer. And sometimes…

What Is a Good Credit Score to Buy a Car?

You’ve likely heard the doom-and-gloom talk about how lenders have put loans on a much tighter leash in our post-recession economy. And it’s true; lenders are no longer giving out a loan to any old person with a government-issued ID and a smile. So what does this mean for you if you are in the car-buying market? How will you…

What To Do If You Fall Behind on Car Loan Payments

As much as we strive to spread financial literacy and awareness to our readers, we also learn a lot from you as well – especially regarding what’s most important to you. And what’s the best way for us to do this? Reading your comments! It was exactly that which recently helped us realize that a lot of you have a…

Can You Buy a Car With No Down Payment?

Owning a car is basically a necessity these days. Most of us need it to commute to our jobs, take our kids to school and attend other social activities. But what happens if you need to buy a car right now but don’t have a down payment to put down? The answer is that it can be tricky, but it’s…

Can I Return My Car to the Dealership?

Have you ever been excited to buy a brand new car only to find out that the added taxes, insurance and other fees bumped you well over the “sticker price”? This leads to car owners getting behind on their auto payments and wondering what they can do to get out of the situation. Can you relate? Do you simply want…

How to Pay Off Car Loans Faster

These days owning a vehicle is basically a necessity for getting to work, seeing family and friends, and running errands. But having a car loan attached to your vehicle doesn’t have to be a necessity.

Below are listed some of the best and easiest strategies you can use to pay off your auto loan faster. Read more

How to Reduce the Compounding Stress of Car Ownership

car wheel

Cars – could anything be more imperative to the functioning of our daily lives…and yet so capable of derailing them? A few weeks ago, my parents’ car wouldn’t start – in the middle of an ice storm. They got it towed and my dad took a few days off of work to deal with mechanics, insurance companies, and car dealerships….

How to Pay Off a Car Title Loan

Ever heard of a car title loan? Over the last few years the public has learned about all kinds of financial products – from subprime mortgages to home equity loans to payday loans – that have the potential to drag someone’s finances down if they’re not careful. However, there’s one type of loan that hasn’t been publicized much and it’s…

Beware of Used Car Loans that Could Double Your Interest

Are you looking to buy a new car? Looking to save a bit of money on your purchase? Your desire to save money would often lead you to choose a cheaper used car over a brand new one. But while the price of the used car may be lower, used vehicle loans aren’t always coming with cheap terms anymore. In…