Author Profile: Shannon

Shannon

Shannon, Community and Customer Support Manager at ReadyForZero. Shannon McNay is a transplanted Midwesterner living and writing in San Francisco. She enjoys writing about personal finance and many other topics while helping ReadyForZero users pay of their debt.

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Meet Lisa: The Working Mom Who Flips Houses to Pay Off Debt

Lisa

Total Debt Paid Off: $9,154 Accounts paid off: 2 Months using ReadyForZero: 3 “The debt payoff is the biggest thing. That’s going to take many years. The second thing is to start saving for retirement. When you’re young, you just don’t realize how quick life goes; and before you know it you’ve got retirement only 20 years away. So that…

Debt Consolidation vs. Debt Management

As if debt weren’t difficult enough to deal with, the financial world seems to want to throw countless terms and definitions into the mix that all sound sort of the same but are basically different. Then they exchange them freely even though they’re defining one thing with a term from something else. When researching our options, it’s enough to want…

Debt Consolidation vs. Credit Counseling

How many times in your journey with debt have you thought, “Why can’t someone just wave a magic wand for me and make this all go away??” When I was feeling lost in my struggle with debt, I must have thought this a million times. Luckily now I feel like I have a handle on the situation – but it…

Best Student Loan Refinance Companies

In the nearly ten years since I graduated college (!), the face of student loan debt has changed quite a bit. In my college days, we mostly joked about our loans. My classmates and I would look at our total debt number in comparison to our major and say, “Yeah, we’re going to be paying that off well into middle…

Debt Consolidation Vs. Balance Transfer Cards: Which Is Best?

When I was in my early 20s, I made a huge money mistake. A mistake so big that it led to several years of struggling with debt. A mistake that started off innocently enough but spiraled into larger and larger consequences due to the lack of foresight necessary to right the course. So what was this huge mistake? I ignored…

Review of SoFi: My Experience Trying Student Loan Consolidation

  Do you ever hear of something that you know could make a drastic improvement in your life – but you think, “I’ll do that later”? You have every intention of taking care of it as soon as you can but inevitably you forget…and then you remember again (at another bad time)…and you forget…and so on. This happens to me…

Introducing Destination Debt Free: A Six Week Course to Debt Freedom

Working in tech, I’ve gotten used to automating, well, pretty much everything. While I was slow to the game of adopting new technology (many of my friends still remember me as the girl who sat at the coffee shop writing on a yellow legal pad), I’ve started to use technology to automate every aspect of my life (and have even…