Author Profile: Shannon


Shannon, Community and Customer Support Manager at ReadyForZero. Shannon McNay is a transplanted Midwesterner living and writing in San Francisco. She enjoys writing about personal finance and many other topics while helping ReadyForZero users pay of their debt.

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Introducing Destination Debt Free: A Six Week Course to Debt Freedom

Working in tech, I’ve gotten used to automating, well, pretty much everything. While I was slow to the game of adopting new technology (many of my friends still remember me as the girl who sat at the coffee shop writing on a yellow legal pad), I’ve started to use technology to automate every aspect of my life (and have even…

Telling It Straight: Debt Consolidation vs. Debt Settlement

Here at ReadyForZero, we’re all about empowering people by helping them create a debt payoff plan and keeping them motivated along the way. However, there are times when it takes a little more than a payoff plan to get out of debt. In fact, a good starting point often happens before the plan. Why before? Because there could be ways…

What Is Debt Settlement and How Does It Work?

When I had credit card debt, there was nothing I wanted more than to have it gone. Nothing. The thought of it lurked in the back of my mind all day, every day. As cliche as it may sound, I felt like there was a cloud hanging over my head. No idea could pop up without that cloud drenching it….

The High Cost of Sleep Deprivation

We all know sleep is important, but it seems that these days more and more people are being deprived of it. I recently experienced this at FinCon, a conference that financial bloggers from around the country look forward to each year (by look forward to, I mean anxiously count the days until we can all nerd out over personal finance…

The FAFSA Does NOT Equal Free Money

Long before I was a personal finance writer, I developed a personal finance pet peeve. This pet peeve started during college and grew to epic proportions as I became more embroiled in the world of personal finance and particularly student loans. Want to know what it is? The widely accepted notion that the FAFSA = free money. I can completely…