Author Profile: Loren


Loren, Director of User Experience for ReadyForZero.

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Our biggest release since sliced bread: ReadyForZero PLUS

When we started a company that would use technology to help people build wealth by reducing their debts, we knew that it would have to evolve. Technology moves quickly, new expectations are set, and the bar is constantly raised. Today, we’re proud to unveil our biggest feature launch since ReadyForZero was born, and to raise the bar again, with ReadyForZero…

Share Financial Milestones on Facebook or Twitter (or don’t!)

We’ve seen a lot of people get excited when they reach specific milestones while paying off their debts. Some have even surprised us by sharing their successes (on their own) on sites like Facebook and Twitter. While we’re 100% committed to protecting the privacy of our users, we’ve made things easier for anyone who does want to share their progress….

Our First Design Award

We’re honored to announce that ReadyForZero has been chosen “Best in Category” in the inaugural Interaction Awards! More specifically, a jury of influential designers around the world selected ReadyForZero as the top example of an “empowering” product in 2011. The concept of empowering motivates us a lot. We can’t magically get anyone out of debt, and we can’t force them…

Redesign Your Financial Behavior with Psychological Traps

Photo credit: Patrick Gage Have you ever told yourself you would do one thing but then done another? If you’re human, then no doubt you have. But don’t worry, you’re not alone. We like to think we act rationally, but when it comes down to it, our decisions are influenced more by our emotions than our thoughts. There are plenty of…

6 Financial Mistakes you Might be Making

We talk to a lot of people about their finances these days, and see some pretty common mistakes being made. All of these are easy to fix, and yet most people seem to be committing at least one. Are you? 1. Paying the minimums on your credit card statements. We say this all the time at @readyforzero, because it bears…

48-hour Longshot Magazine on Debt

Longshot Magainze Screenshot

We are excited to see the release of Longshot Magazine issue #2, Debt. This magazine is crowdsourced from the community, written, edited, and published from start to finish in 48 hours. Issue #2 is full of stories about debt of all kinds, from monetary, to emotional, to sleep.

New Feature: Share Your Progress

There’s nothing like the power of Mom (or Dad, or best friend) to help motivate you and keep you on-track financially. That’s why, this month, we’re launching the Share Progress feature. It allows you to set up a monthly e-mail report on your progress that will be sent to a trusted friend or loved one. When times are good and…

Remind Yourself Not to Spend with our Free Stickers

Creating lasting behavior change is hard. Step one in getting out of credit card debt is to stop spending on the cards, and yet most of us still carry them in our pockets in case of emergencies. However, the temptation is always there to spend, so this week we’re giving out free credit card lockdown stickers. Put them on your…