Author Profile: Kelli

Kelli

Kelli, Kelli Space is a 2009 graduate of Northeastern University and a student loan advocate. She created the site twohundredthou.com to solicit help with her hefty monthly payments. She is a guest blogger at ReadyForZero. You can follow her on Twitter at @twohundredthou.

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What Is Income-Based Repayment of Student Loans?

The crazy thing about student loans is that… you have to pay them back. Who knew? Of course, we all know that the loans have to be paid off eventually. But when you’re in school, the prospect of paying them off sometimes feels abstract and distant. You know that someday you’ll be making those monthly payments, but in the meantime…

You’re Already in Student Loan Debt… Now What?

Student Loan Calculator

If, like 58.8% of college graduates, you’ve found yourself in student loan debt, you’re likely feeling overwhelmed and burdened by the amount you owe. Not to mention intimidated by the horror stories of graduates who can’t find work and are unable to make their loan payments. Where do you even begin?

What if You’re Not Ready to Pay for College?

Go to high school. Go to college. Get a job. This is the “traditional” path we’re told to aspire to. But is it the right path for everyone? That depends on many factors, but for a lot of high school graduates the most serious obstacle to following this path is the high cost of higher education — for some people,…

Major Pains

Do you remember being asked the age-old question, “what do you want to be when you grow up?” You were probably five years old the first time you were prompted, and undoubtedly hell-bent on becoming a unicorn surfer pilot. Years later you learned that life is not quite so black and white… or glittery. You probably began to feel some…

4 Differences between Private and Federal Student Loans

Is the cost of college on the rise? You probably already know the answer to that question! But the exponential rate at which college cost is increasing may shock you. According to the National and Regional Trends in College Tuition study published by DePaul University in 2001, when taking inflation into account “the average tuition of the nation’s 4-year public institutions increased…

Student Loan Default is De-angerous

Kelli Space, the author of this post, is a 2009 graduate of Northeastern University and a student loan advocate. She created the site twohundredthou.com to solicit help with her hefty monthly payments. You can follow her on Twitter at @twohundredthou. The one solid piece of financial advice that I’ve received for the past six years has been to not default on my student…

10 Things I Wish I’d Known About Student Loans

This is a guest post by Kelli Space, a 2009 graduate of Northeastern University and a student loan advocate. She created the site twohundredthou.com to solicit help with her hefty monthly payments. You can follow her on Twitter at @twohundredthou. Two years ago I was a very recent graduate of Northeastern University, and found myself $200,000 in student loan debt. In…