Author Profile: Claire

Claire

Claire, Content Intern at ReadyForZero. Claire is a Bay Area native with an affinity for travel and food who enjoys writing about personal finance, budgeting, and many other topics.

» Twitter  » Google+ 

Topics We’re Talking About: Nerding Out Over FinCon!!!

Hello ReadyForZero readers! Hope you’ve had a lovely week so far and are prepping for an even lovelier weekend. This week, we’re talking about something pretty exciting in the world of personal finance: FinCon 2014. I have a confession to make… I’m playing hooky. Well, kind of. If everything has gone according to plan, that means I’m currently eating a…

So What REALLY Happens If You Default on Your Student Loans?

With many young graduates carrying anywhere from hundreds to hundreds of thousands in student loan debt, students are currently facing a mountain of a financial challenge. On top of already high numbers, student loan debt is a sticky kind of debt… as in it stays with the borrower or cosigner no matter what. There’s no declaring bankruptcy should you find…

Are You Making These 6 Major Credit Card Mistakes?

Despite great claims to make life easier, credit cards often have a way of making life more difficult. Much more difficult in many cases. Credit card companies make a lot of tempting promises but the truth is: these promises aren’t guaranteed to pan out. Using a card to buy a new gadget gives you the freedom to add material goods…

Why You Should Never Feel Self-Conscious About Being Frugal

I’ll admit upfront – I’m usually “the frugal” one in any given group. Aside from working at a company that lives and breathes personal finance, I’m also not a big spender by nature. In that way, it’s been easy to maintain my frugal tendencies. Though my affinity for saving isn’t something I’m actively spieling about in everyday conversation, it definitely…

Topics We’re Talking About: Environmentally Friendly Budgeting

Hello ReadyForZero readers! Happiest of Fridays to you. This week, we’re talking about: the Earth. Saving it, of course. For my undergraduate degree, I went to UC Santa Cruz, a school known for its natural beauty, copious number of banana slugs, and an environmentally minded slant. Truth be told, it’s garnered a reputation for being a bit of a hippie…

For People Tired of Overspending on School Supplies

Summer is coming to a close which means school is almost back in session. For those with kids in school or anyone embarking on a year of schooling that means it’s time to start patrolling the aisles for schools supplies and supplementary educational material. But before you start saying goodbye to all your dollars, make sure you have a clear…

Does Carrying a Balance Help or Hurt Your Credit Score?

You might already be familiar with the fact that your credit score impacts several critical areas in your financial life. A higher credit score can help you to lock down lower interest rates, better mortgage deals, and can even help you to snag an apartment. That being said, does carrying a balance on your credit card help or hurt your…