Author Profile: Claire

Claire

Claire, Content Intern at ReadyForZero. Claire is a Bay Area native with an affinity for travel and food who enjoys writing about personal finance, budgeting, and many other topics.

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How a Financial Planner and Her Husband Manage Their Debt

The author of this post is Ann Arceo, a guest contributor to the ReadyForZero Blog. As a financial planner, I definitely feel the pressure to make sure my husband and I keep our finances in tiptop shape. I want to “walk the walk” not just “talk the talk,” but I must admit that following my own advice hasn’t always been easy….

Topics We’re Talking About: Facing Your Financial Fears

I come from a long family lineage of “worriers”. My mom was a total nail biter. My grandfather worried over every little detail. When I was a little kid I used to stay up at night fretting over impending visits to the dentist – even if the next appointment was 6 months away. To sum up, I’m no stranger to…

An Education in Transparency: Schools Under Pressure to Disclose Details Behind Financial Products Marketed On Campus

The Consumer Financial Protection Bureau (CFPB) recently published a stern warning to the top universities in the country. The subject of their concern? Lack of transparency on how and why financial products are vended on college campuses. Specifically, the CFPB is focused on requiring schools to reveal details behind the relationships colleges have with financial institutions who are marketing financial…

36 Creative Ways to Entertain on a Budget

To be honest, when I was first tasked with thinking of 36 ways to entertain on a budget, I immediately adjusted the number in my head. I mean, I could think of 10 easy – but 36? Psh, it’s not like I’m that cool. I gave myself some wiggle room and decided, I’ll just see what I can come up with……

Medical Debt Takes Back Seat in New FICO Credit Score

Come Fall 2014, you could notice a boost to your credit score. FICO recently released news of an update to their credit score model which would soften the blow of medical debt on consumers’ scores. Collection & Credit Risk reports that the change comes at a time “when medical debt accounts for nearly half of all unpaid collections on consumers’…

Topics We’re Talking About: Keeping Your Change (and Dollar Bills)

Hello, ReadyForZero readers and happy Friday to you! This week, we’re talking about: keeping your hard earned change (and cash). You see, the most magical thing happened to me the other day. I reached into my back pocket and found a $20 bill that I had completely forgotten about. Over the weekend I’d taken out some “just in case” cash…

12 Simple Tips to Kick Your Debt Repayment Into High Gear

Full disclosure: it took me a fair bit of time to connect with what it meant to carry debt. Having taken on close to $30,000 in student loan debt I knew I owed a substantial amount, I knew it was a monthly frustration, but it almost became an expected and normal part of my life. It wasn’t that I enjoyed…