Author Profile: Ben

Ben

Ben, Writer and Content Strategist for ReadyForZero. Benjamin Feldman writes about personal finance with a focus on getting out of debt. He paid off his own credit cards one year ago and now enjoys helping others do the same.

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4 Student Loan Mistakes that Make Interest Rates Soar

This guest post comes from our friends over at SoFi, an innovative marketplace that connects alumni borrowers and investors for refinancing private and federal student loans.[1] If you’ve borrowed student loans to invest in your education, you know that paying interest on those loans is simply part of the deal. But while “interest” can seem like an abstract notion when you…

7 Money Skills Your Kids Have But You Don’t

The author of this post is Charles Tran Parents are teachers without lesson plans and chalkboards. We school our children in the way of the world from the moment they wake up in the morning to the moment we kiss them goodnight. Our days are filled with showing them lessons in responsibility – tie your shoes, don’t forget your homework,…

So You Want To Tackle Your Debt Like a Pro… (An Illustrated Guide)

Tackle Debt: Step 4

An Illustrated Guide To The Debt Avalanche Method 1. Take stock of your debt List your debt in order of highest interest rate (ouch) to lowest interest rate (only slightly less ouch). Include ALL loans to be repaid. Yes, even those student loans from those three years in college when you thought you were destined to be a Beatles historian. (Don’t worry about that……

How a Financial Planner and Her Husband Manage Their Budget

The author of this post is Ann Arceo, a guest contributor to the ReadyForZero Blog. I’ve been in the financial planning industry for going on 6 years now, and my wonderful husband is the Assistant Director of Finance for a luxury hotel. We both consider ourselves numbers people, and we both love Excel spreadsheets a little too much. You might…

Why The CFPB is Under Attack… and Why It Should Be Protected

Should regular people have someone looking out for their best interests in the halls of government? We’d all probably agree that the answer is “Yes.” But what about having a government agency whose sole purpose is to police financial companies to make sure they are not taking advantage of consumers? Sounds like a pretty good idea, right? It turns out…

Americans Jumping From One Debt to Another? Equifax Says Yes

Let’s start with the good news. Americans have reduced overall mortgage debt by $1.5 trillion since the financial crisis! Considering the high cost of housing, it’s an impressive drop from previous years. Now, onto the not so great news – consumer debt (including mortgage loans and credit card debt) increased for the third consecutive month. That means that while debt…

Will The Credit Cards of the Future Protect You Better?

creditcards

Ever wondered what credit cards will look like in the future? As it turns out, there are some interesting innovations shaking up the credit card industry right now that will have an impact for years to come. While for most people, the basic practice of swiping a credit card at the cash register has not changed much in the last…

How Joe Paid Off $24,000 of Debt

Joe and his kids

Joe is a family man who paid off $24,000 of debt using ReadyForZero. This is a summary of his story. Joe’s Story: Before Credit Growing up, Joe’s family wasn’t big on credit cards and he himself never saw any reason to use one — at least not before he became an adult. In fact, he made it through the first two…

Two Guys Create Legit Way to Pay Debt Online [via Mashable]

ReadyForZero Mashable Article

This post is excerpted from a recent Mashable article about ReadyForZero. Generation Y is the most educated generation yet — let’s talk school loans. The average person has four debts, and this degree-holding generation is now responsible for billions of unpaid college loans. Now there’s a better way to manage it all. ReadyForZero is an online tool that helps you control and…

How Jennifer Paid Off $37,000 Of Debt

ReadyForZero Success Profile: Jennifer

Jennifer is a small business owner who paid off more than $37,000 in debt using ReadyForZero. This is a summary of her story. The Problem Jennifer’s first experience with debt began when she was just leaving high school. She got her first credit card back in 1998 and used it to buy a Gateway computer. In Jennifer’s words, “I pretty…