Author Profile: Azra

Azra

Azra, Marketing Lead at ReadyForZero

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Monday Shout Outs: America Saves Week, Breaking Rules and More

It’s America Saves Week from February 19-26! This week of savings awareness is coordinated by America Saves and America Savings Education Council and we’d like to throw our support behind it. Whether it’s reviewing your budget to find that extra $50 to make payments towards your debt or setting up an automated savings account, we hope you set some time aside…

Don’t Get a Payday Loan! Try These Alternatives First.

Payday loans are bad. Really, really bad. The crazy high interest rates they charge (400% APR or more) make them the most expensive loans available to consumers. As a result, the average payday loan gets rolled over 6 times before it gets payed. Which means that for every $100 you borrow, you end up paying $200 in interest!  If you’re…

Monday Shout Outs: Doing Nice Things, Negotiating Rent and More

It’s the end of January and we hope you’re still going strong on your New Year’s resolution. It’s also Superbowl week and while we’re still a little sad that our San Francisco 49ers fumbled on this opportunity (pun definitely intended), we’re looking forward to watching the game this weekend. Here are some of our favorite articles from last week 10…

Monday Shout Outs: Money Braggers, Positives of Unemployment and More.

  Last week was a great week that made us believe in the power of individual voices coming together to form a collective that can actually affect changes. Online piracy acts SOPA and PIPA were officially shelved as a result of civil protests on the web and the CFPB wants to hear about your experience with Payday loans so that it…

STOP SOPA + PIPA

The last couple of decades have been the Golden Era for the internet and the free flow of knowledge. Can you remember a time when information wasn’t at your fingertips? A time without Google, Facebook, Twitter, Youtube and Wikipedia? Now, thanks to SOPA and PIPA, two bills aimed at taking a hard-lined censorship approach to curtailing online piracy, the Information…

Monday Shout Outs: Retirement, Good Debt vs. Bad Debt and more.

Good Debt vs. Bad Debt

Sharing some of our favorite articles that we came across last week. Enjoy! Top Articles: Good Debt and Bad Debt [Consumerism Commentary] In general, going into debt for assets that depreciate in value is considered bad and going into debt for assets that appreciate in value is considered good. How to Talk to Kids About Debt [All Financial Matters] Talking to kids…

What’s Your Experience With Private Student Loans?

  Are you one of the millions of college graduates struggling to pay off a private student loan while searching for promising career opportunities in this tough economy? Or maybe you’re a parent of a college graduate, or a high school Senior trying to navigate your way through the maze of student loan paperwork. No matter what your experience with…

ReadyForZero Budgeting Spreadsheet

A couple of weeks ago at the ReadyForZero HQ, a few of us were talking about budgeting and how we keep track of our expenses so that we don’t over spend. During this discussion, I decided to share the budgeting spreadsheet that I created for myself years ago with the team and they really liked it! This got us thinking:…