Author Profile: Amanda

Amanda

Amanda, Guest Blogger for ReadyForZero. Amanda Grossman is a professional freelance writer who specializes in personal finance topics She also runs FrugalConfessions.com.

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How to Pay Off Your Mortgage Faster (Without Refinancing)

Did you know that mortgages can last for as long as you want them to, whether you are on a 30-year, 15-year, or a 10-year payment term? This is because you have control over how much money you send into your mortgage lender. By using a few of the strategies we discuss below, you can actually pay off your mortgage…

When Life Gets Tough, How To Keep Your Head Above Water

My husband and I went through a trying financial time recently. He lost his job on Halloween of last year, and it took five months for him to find a new one. Truth be told, he’s still in the job market because even though we are thankful that he found this job, he is quite underemployed as far as pay…

24 Ways to Pay Off Your Debt Faster

Are you looking for a shortcut to get out of debt earlier than you are currently on track to do? There are two ways that will build momentum in your debt repayment efforts. The first way is through the creditors themselves granting you some sort of relief, and the second way is for you to change how you are sending…

How to Pay Off Your Victoria’s Secret Card

The Victoria’s Secret Angel Card is one of the most used retail store credit cards in the country. It is both a store credit card and a rewards card in one, and people get drawn to it with the hopes of saving money when shopping for lingerie. Like many other retail cards, this one can get you into debt if…

Everything You Need to Know About Couples Finances

I’ve been married for almost four years now. When Paul, my husband, and I got engaged around 5 years ago, we decided that it was time to combine our finances. Not only did we combine finances, but we combined our debt loads and found that we had a total of $25,000 more to pay down. That’s the thing with combining finances…

How to Compare Student Loan Consolidation Rates

Are you considering consolidating your student loans? There are many reasons to do so, such as having to make fewer payments each month (before consolidating my own student loans I was writing out five different checks each month), having to keep track of fewer due dates, and locking in a lower interest rate. Whether or not you should consolidate your…

How to Pay Off Your Macy’s (Or Department Store) Credit Card

Were you enticed by a department store credit card discount offer? These types of offers are extremely popular because department store credit cards are notoriously easier to get than any other type—allowing you to start building up your credit score—and also because you get an immediate discount on the purchase you are about to make should you get approved (instant…

How to Pay Off Your Amazon Card

Did you sign up for one of those can’t-miss offers where you get a free $50 gift card to use at the world’s largest online marketplace in exchange for an approved Amazon Visa Credit Card? It can be hard to turn down, especially since their system is set up to instantaneously give you the credit on a purchase you are…

How to Pay Off IRS Tax Debt

IRS Debt

On a scale of things we want to do—the top being something like cruising up and down the California coastline in a svelte corvette and the bottom being poking ourselves in the eye—paying taxes probably comes somewhere after having to eat a bowlful of your least favorite food (lima beans, anyone?). Yet almost everyone has to do it. And not…