Author Profile: Amanda

Amanda

Amanda, Guest Blogger for ReadyForZero. Amanda Grossman is a professional freelance writer who specializes in personal finance topics She also runs FrugalConfessions.com.

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9 Actions that Can Help You Pay Off Student Loans Faster

Actions to pay off student loans faster

Student loans have a tendency to follow people around for a long time. In fact, new studies show that people are now retiring… and hauling their student loan payments along with their golf clubs and cruise tickets. While new measures have been put in place to forgive people of their student loan debt after a certain number of years, the fact…

A Review of Prosper for Borrowers

We’ve been discussing how to find reputable debt consolidation loans lately, and last month we wrote a comprehensive review of Lending Club, which is a peer-to-peer debt consolidation lender. Today, we’re looking at their main competitor, another peer-to-peer lender called Prosper. Both companies are similar, but with some key differences. Like other lenders, Prosper can help you get a lower…

What NOT to Do If You Get a Debt Consolidation Loan

What should you do before and after you get a debt consolidation loan? That’s a great question. Let’s say you’ve weighed your options and decided on a peer-to-peer debt consolidation loan through Prosper or Lending Club. But what now? Is there anything you should know before going ahead with it? As it turns out, there are a few tips for people…

What Are the Best Peer to Peer Lenders?

We’ve talked previously about peer-to-peer loans and reviewed Lending Club (one of the most popular peer-to-peer lenders) in detail, but today we wanted to take a look at the best options for someone who wants to take out a peer-to-peer loan (for debt consolidation). There are only a limited number of reputable debt consolidation companies, which is why you want…

Lending Club Vs. Prosper: Which is Best for Debt Consolidation?

When someone talks about Peer-to-Peer (P2P) lending in the United States, they often are referring to one of two companies dominating the industry: Lending Club or Prosper. Both have been officially registered with the Securities Exchange Commission, and both have loaned over $1 billion each to borrowers around the country. Impressive, right? But even if you’ve decided that it makes sense…

Common Questions: Can I Transfer a Car Loan?

Oftentimes on this blog we get questions about how to get out of a car loan. This kind of question can come from many types of situations. Sometimes people have bitten off more than they can chew with their monthly car payments. Sometimes people lose their job and want to transfer the car loan to a potential buyer. And sometimes…

A Review of Lending Club for Borrowers

When you have debt, there are two things that have a big impact on your repayment plan: your interest rate and your monthly payment. One common way that people change up their interest rates and/or monthly payments is by consolidating their debt. And one of the most common companies for doing that (which we’ve written about before) is called Lending…

What Is a Peer-to-Peer Loan?

You may have heard of peer-to-peer lending as an alternative way to get a debt consolidation loan or other type of loan. But you might not know exactly what it is. And in fact, most people don’t. Peer-to-peer lending is a relatively recent development. It’s a new sector of the lending industry that has been growing pretty quickly and whose…

What Are the Late Fees for Capital One Credit Cards?

Late fees for charges on your credit card sting! Not only are you charged interest on your credit card balance because you did not pay it off within the grace period, but you also have to pay a hefty penalty on top of it. Obviously the easiest way to avoid a late fee is to pay your Capital One credit…