Author Profile: Allison Martin

Allison Martin, Allison Martin is a digital content strategist and personal finance junkie. Her work has been featured on ABC News, MSN Money, Yahoo! Finance, Fox Business, Credit.com, Money Talks News, The Wall Street Journal and a host of other reputable publications. When she's not writing away, Allison enjoys spending time with her family and traveling.

8 Effortless Ways to Save Money [Literally]

If you ask any financially-savvy individual to share their short-term goals, chances are saving more will be at the top of the list. Easier said than done, considering life always tends to happen at the most inopportune times, sending your plans to save overboard. Furthermore, we tend to use monetary windfalls and pay increases as a way to justify increases…

5 Ways to Live Large On a Pint-Sized Budget

You’ve heard time and time again: “It’s not about how much you make, but how you spend it.” While there is some truth to this statement, the sad reality is that there are scores of individuals out there who cut as much as they can each month, but still struggle to make ends meet. To be honest, I don’t believe…

Credit Scores Galore: Dissecting All the Different Models

There’s so much to know about credit, but most consumers are only concerned about their three-digit score. And for a valid reason; the lower the score, the more difficult it is to qualify for the most competitive loan products.   We’ve seen many different credit monitoring services offer different types of scores, but how do you know which one to…

How Often Should You Check Your Credit Report?

From the moment you were approved for that first credit card, loan or line of credit, you’ve been making timely payments to keep the account in good standing. And you’ve also accelerated debt-repayment when your finances permitted you to do so. Now, you’re in the market for a new ride and plan to secure financing to make the purchase. It’s…

6 Reasons Why Avoiding Credit Is Costing You

As a teenager, I was repeatedly told that establishing credit and using it responsibly to build a high score was paramount to my long-term financial success. Too bad I completely ignored the latter part of that advice and found myself in a mountain of debt by the age of 21. And it’s around that time that I decided to complete…

5 Reasons Why Your Budget Is Destined to Fail

According to a recent Gallup poll, only one in three Americans have a written or digital budget intact. Alarming, to say the least, but you must also ask yourself what percentage of that small group successfully execute their spending plan each month? In fact, I’ve mentored hundreds of individuals who were spending an hour or so drafting up a budget…

5 Work at Home Jobs You Want to Avoid (and 7 Legit Alternatives)

Want to make $10,000 a month from the comforts of your own home? Call for immediate consideration; no experience required! Sound familiar? Unfortunately, there are tons of shady companies that prey on those individuals looking for a more flexible work arrangement through these deceptive advertisements. They know that when times get tough, job seekers are sometimes vulnerable and willing to do…

7 Ways to Fund That Much Needed Vacation

I remember that warm summer evening like it was yesterday. As I was relaxing on the back porch watching the sunset, my phone vibrated. It was a group message from a childhood friend inviting me on a girl’s trip to Miami. Immediately, the smiley face emojis and messages of approval began to roll in. And with each moment that lapsed,…