You probably already know that keeping a balance on your cards can hurt your credit score, it can cost you thousands of dollars in interest, and it can stress you out. Maybe you’ve reached the point where you feel like your debt is attacking you and you want that debt dead. But did you know that more and more Americans are starting to take action and improve their financial futures by paying off their credit cards?
You might not know where to start. The good news is that there are options no matter what your situation. The one thing all of the options have in common is that you make the choice to control your finances, and get on a plan to change your life for the better. Making the choice is the hardest step, but once you make it, you’ll be a lot less stressed out. And the sooner you make it, the better off you’ll be.
There is no magic “government debt relief plan” or “Obama debt relief act” that will eliminate what you owe. Organizations that promise to erase your debt without bankruptcy are scammers. Debt consolidation, debt settlement, and alternatives usually won’t solve your problem, can cost hundreds or thousands of dollars and will make it difficult, if not impossible, to borrow money for a house or a car.
You might not know that most of us can and do get out of debt by ourselves. There are inspiring stories of hard-working Americans just like you paying off tens of thousands or even $100,000 of debt. If you’re ready for zero debt, and want to take control, our site can help. We’re just getting started, but check it out at ReadyForZero.
More and more Americans are ready for zero debt, are you?
Image credit: lukeredmond