Marc, a ReadyForZero user
Here at the ReadyForZero blog, people often ask how they can access all our previous posts. And after more than two years of writing about getting out of debt, saving money, and living a better financial life, we realized that we needed to put all our posts together in one place.
So we created this page for people who are just getting started on their journey to financial freedom (or those who are in the middle of it). As you can see below, our very first post was published on August 31, 2010, and we’ve written quite a bit since then. Enjoy!
The Conservative Generation? Recession Creates New Type of Millennial
Back to the Beginning: Shannon Shares Some of Her Favorite Posts
From Searching to Closing: 14 Need-To-Knows About Buying a House
What Is the Statute of Limitations on Debt?
The Secret To Financial Success? Time.
What Motivates You To Pay Off Your Debt? Zina Shares Her Story
What Is a Line of Credit?
How to Organize Your Environment To Stay Motivated
Topics We're Talking About: Personalizing Your Approach to Finance
Double the Debt? Piggyback Mortgages On The Rise
Affordable Travel, Getting Your Mind Right, and Checking In: Our Best Posts from June
4 Ways I Brought Balance to My Budget
Dough On The Side: How to Earn Extra Cash On Your Lunch Break
The Key to Protecting Your Financial Information from a Scam
What Is a Credit Utilization Rate?
What Is Pay To Delete?
Overcoming the Guilt Associated with Mismanaged Finances
Topics We’re Talking About: Minimalism and Financial Success
Debt Settlement May Not Provide The Relief You'd Expect
Creating Change in Life AND Finances: What CrossFit Can Teach Us About Paying Off Debt
Why Living At Home After Graduation Is NOT a Cop-Out
Why You Should Never Say You're Bad at Math (and Other Financial Wisdom)
Announcing Our New Get Out of Debt and Auto Loan Resource Centers
How to Set Up a Debt Repayment Plan
The One Emotion That Can Really Hurt Your Finances - And How to Fight Back
Can Expectations Deter Your Financial Success?
Ladies, Ramp Up Your Style Without Breaking the Bank Using These 5 Essentials
Know Your Limits: Why You Should Calculate Your Own Personal Debt Ceiling
How to Handle Your First Summer with Student Loans
ReadyForZero Hits A New Milestone: $175 Million Paid Off!
The 7 Best Free Travel Apps.... EVER
How to Pay off Your MBA Loans
How Two Moves and a Major Career Change Led Me to Happiness and Financial Freedom
Topics We're Talking About: Choices, Choices, Choices
Obligations, Impulse Spending, & Other Budget Leaks
Wooing on the Cheap (Without Looking Cheap): How to Date on a Budget
The Case for Budgeting: Keeping Your Financial House in Order
How to Pay Off Your Law School Loans
Raise Your Credit By Reporting Rent (Plus Other Uncommon Strategies)
No More Excuses: How to Finally Start Saving on Food Expenses
Can I Return My Car to the Dealership?
How Your Brain Works Against You in Making Financial Decisions
Topics We’re Talking About: Emotions in Personal Finance
Fast Track To Student Loan Repayment May Have Adverse Impact On Retirement
How to Find a Legitimate Debt Relief Company
Control Your Destiny - Why One Woman Chose to Break Free of the Bondage of Debt
Jay Z and Other Celebs Learned These Money Lessons the Hard Way (But You Don't Have To)
How To Create a Future of Prosperity When Forced To Choose Between Basic Living Expenses
The All-Inclusive Guide to Avoiding Debt
What Are the Best Debt Repayment Apps?
How to Create Lasting Habits (Step 1: Embrace Being Human)
Topics We're Talking About: Moving. Blech.
It's Time to Get Realistic About Marriage and Money
Meet Karl the Fog and 16 Other Fun Things to Do in San Francisco
How One Woman Stood Up To Her Numbers and Got Past The Guilt of Debt
7 Books That Will Help You Destroy Debt and Live a Rich Life
Obama's Student Debt Plan: Does It Solve the Core Problem?
How to Pay Off Your Mortgage Faster (Without Refinancing)
Know Your Pet's Personality (and Other Unexpected Tips To Help Reduce Veterinary Costs)
Fake it Til You Make It: Hacking Optimism to Help You Pay Off Debt
Topics We’re Talking About: Reframing Your Financial Perspective
Overqualified and Underemployed? How To Beat The Newest Trend for College Graduates
Fun Things To Do in New York (Hint: Skip Times Square)
Jen’s Story: Slashing Debt with ReadyForZero
27 Essentials For The Budget Traveler (Because There’s Always a Use For Duct Tape)
The Big Squeeze: Why Today's Young People are Not Buying Homes
Save Your Green for the Garden: How to Pursue Your Gardening Hobby on a Budget
Checking In With the Debt Destroyers!
How Travel Sites Trick You Into Spending More Money
Topics We’re Talking About: Overcoming Financial “Oops”
Commuting Costs Are Insane - Here’s How To Cope
Fun Summer Staycation Ideas (That Don't Involve Netflix)
Should I Do the Debt Snowball?
Lost Generation No More: It's Time to Take Back Our Deferred Dreams
Housing: Is It Better to Rent or Buy?
Overcoming Debt Put This Man on A Journey to Start His Own Business
How to Pay Off Car Loans Faster
Beaches, Bars, and Brunch: How Facebook Makes Us All Want to Spend More
Topics We're Talking About: Gettin' Back In Your Groove
The Shocking Impact of Medical Debt on Your Credit Score
5 Ways To Save On Lodging (So You Can Travel Even MORE)
12 Ways to Take the Bite Out of Your Restaurant Spending
Your All-Inclusive Guide to Saving Money on Weddings
Why an Internship Could Be the Best Financial Decision You've Ever Made
How One Man Used Accountability to Pay Off $25,000 of Debt
When Life Gets Tough, How To Keep Your Head Above Water
Fix Your Financial Impulses - in Just 45 Days
Topics We’re Talking About: Summer Saving Strategies
Why You Should Never Make This Simple Credit Card Mistake
What Is Debt Snowflaking?
How to Overcome Relationships That Are Hurting Your Finances
This New Retail Technology Could Spell Trouble For Your Wallet
24 Ways to Pay Off Your Debt Faster
How to Prepare Your High School Senior for College Finances
Don't Let Ads Get You Into Debt
Topics We’re Talking About: Turning Your Hobby Into a Hustle
Student Loan Interest Rates Set To Increase - One Way To Avoid the Spike
Plan Your Best (and Cheapest) Road Trip Ever
How to Pay Off Your Victoria's Secret Card
In a Wedding? Why You Should Start Saving NOW
All Fun and No Necessities? Why the Cost of Basic Needs is On the Rise
How to Bust-Proof Your Budget
Comic Book Crusader Crushes Debt
Tony the Tiger Is Controlling Your Spending Habits
Topics We’re Talking About: Overcoming Barriers
Student Loan Forgiveness: A Solution That Creates New Problems?
Real World Money Advice For New Grads
How to Pay Off a Boat Loan
Announcing The Complete ReadyForZero Ebook Collection
Going to the Doctor? Be Prepared to Pay Before You Leave
How to Score the Cheapest Flight for Your Upcoming Trip
What Is the Debt Snowball?
Hacking Your Senses to Reach Your Financial Goals
Topics We're Talking About: How To Rock The Job Hunt
Co-Signers in Trouble Could Lead to Default On Your Loans
Is Your Financial Bubble About to Pop?
How to Be At Peace with Your Financial Situation
How to Manually Add an Account to ReadyForZero
Hospitals Investing in the Health Of Your Finances
How This Young Professional is Paying Off $100,000 of Student Loan Debt
Are There Any Credit Card Rewards for Paying Off Student Loans?
One Incredibly Easy Step to Spur Financial Success
Topics We’re Talking About: Money and Happiness
Where is Your Tax Return Going This Year?
4 Student Loan Mistakes that Make Interest Rates Soar
7 Money Skills Your Kids Have But You Don't
What To Do When Your Financial Ideas Burn Out
Invitation For Debt: How Financial Aid Letters Are Tricking Prospective Students
The Heartbleed Bug and How to Protect Your Financial Data
Using Optimism and Forward-Thinking to Get Past Financial Hurdles
Checking In With The Debt Destroyers!
Topics We're Talking About: Housing Is Expensive. Like, Really Expensive.
What Happened in Internet Security this Week, Our Response, and What You Should Do
Tired of Student Loan Debt? Get Rid of It
How to Prevent Student Loans from Hurting Your Finances
So You Want To Tackle Your Debt Like a Pro… (An Illustrated Guide)
10 Cheap/Free Things for Book Lovers
Are We All Secretly Suffering from Financial Anxiety?
When Is It a Good Time to Buy a House?
Couponing Tips for Non-couponers
When Your DIY Project Isn’t Worth It (and When It Is)
Topics We’re Talking About: Traveling On a Budget
Overdraft Fees Are Becoming Less Common... But More Expensive
Can Different Money Attitudes Work in a Relationship?
When It Doesn't Make Financial Sense to Go Green
3 Keys to a Successful Budget
What's Driving the Decline in Private Student Loan Default?
Everything You Need to Know About Couples Finances
Should You Pay Someone to Do Your Taxes or Do It Yourself?
Why Young People Should Not Buy Brand New Cars
Topics We're Talking About: How To Utilize Personal Strengths in Your Financial Plan
Medical Debt: A Growing Threat to 1 in 5 Americans' Financial Security
How to Compare Student Loan Consolidation Rates
7 Signs You're Addicted to Shopping
Is There a Perfect Credit Score?
How to Avoid Scams (Phone, Email, and Mail)
How to Pay Off Your Macy’s (Or Department Store) Credit Card
Buying Vs. Leasing a Car: What's the Smarter Choice?
Battle of the Budget: When Emotions Win Over Logic
Topics We’re Talking About: Defining Your Financial Habits...and Improving Them
This Is How Americans Rank Their Debt... Surprised?
How to Keep Your Resolution Going Strong
How to Pay Off Your Amazon Card
How to Reduce the Compounding Stress of Car Ownership
CFPB Survey Empowers You to Take a Stand Against Unfair Debt Collection Practices
The Practical Benefits of Living Like a College Student (Until You're 30)
How a Financial Planner and Her Husband Manage Their Budget
How to Maximize the Impact of a Positive Change
Topics We're Talking About: Pet Expenses
There's a New Credit Score on the Block: Predictive Credit Scores
What Happens If Your Debt Goes to Collections?
Raking in the Rewards
What Happens If I Can't Pay My Medical Bills?
How to Pay Off Credit Card Debt (Faster)
How to Use Free Software to Get Out of Debt
Avoid These Top 5 Ways You Get Hustled When Buying a New Car
Why The CFPB is Under Attack... and Why It Should Be Protected
Topics We’re Talking About: Earning on What You Already Own
Americans Jumping From One Debt to Another? Equifax Says Yes
What Happens If I Can't Pay My Taxes?
Sneaky Mortgage Tactic Finally Challenged by $300 Million Lawsuit
Can You Buy a Home With Bad Credit?
Some People Are Using Student Loans To Pay the Bills - And Putting Themselves At Risk
What Happens if I Can’t Pay My Bills? 6 Vital Steps to Take
Sallie Mae Splits in Two - Here's How It Might Affect You
Debt Destroyers: Updates From February
Meet The ReadyForZero Team: Rod
Topics We’re Talking About: How To Grow Your Career
Delta Changes Rewards Program: What It Means for You
How to Pay Off Student Loans (Faster)
Americans Spend Nearly 50% of Their Income On These Two Things
Can You Buy a Home With No Down Payment?
Sallie Mae's Lending Practices Under Fire - Illinois Starts Investigation Trend
How to Give Yourself a Clean Slate With Your Finances
Will The Credit Cards of the Future Protect You Better?
How to Pay Off IRS Tax Debt
Meet The ReadyForZeroTeam: Nacho
Topics We're Talking About: City Livin'
How Joe Paid Off $24,000 of Debt
Are You Maxing Out On Happiness By Maxing Out Your Credit Card?
How to Afford Travel When You Want to Travel EVERYWHERE
Two Guys Create Legit Way to Pay Debt Online [via Mashable]
How Jennifer Paid Off $37,000 Of Debt
The Battle For Cable Consumers Heats Up As More Customers Choose to Cut the Cord
What Are the Best Debt Reduction Tools?
How Your Debt Payments (and Other Expenses) Can Save You Money at Tax Time
Small Financial Decisions You Can Make Today to Secure Your Future
Lisa is More Than a Number
How to Pay Off a Car Title Loan
Topics We're Talking About: Decluttering Your Life
Robo-Signing The First of Many Shady Mortgage Practices To Meet An End
10 Things You Should Never Pay For
Are There Any Legitimate Debt Consolidation Loans?
Announcing ReadyForZero's Very First Ebooks!
Prepaid Cards Can Offer Pre-Portioned Spending for Consumers
What Happens If You Owe the IRS Money?
It's Time to Get Serious About Protecting Your Finances - Data Breach Edition
One Man's Experience with Settling a HELOC
Topics We're Talking About: Educational Expenses
Beyond a Mortgage: How Responsible Renters Can Strengthen Their Credit
How to Read a Credit Card Statement
Is It Getting Easier to Refinance Student Loans?
How Do I Consolidate My Credit Cards?
Another Addition To the Education Tab: Pre-College Costs
Is Your Partner in Debt? Here Are Some Tools to Help You Talk About It
Living Paycheck to Paycheck? Stats Show You're Not Alone
Debt Destroyers: Updates From January
Many Young Workers Are Seeing Their Careers Stalled by the Recession
Meet the ReadyForZero Team: Claire
Topics We’re Talking About: How To Save On Housing Costs
Why Your Home Office Could Become Your New Favorite Room
7 Ways to Reduce Your Monthly Spending
How to Keep Heating Costs From Freezing Your Funds
11 Tips for Saving Money at the Grocery Store
Surprise! Your New Year's Resolution Could Be Hurting Your Wallet
Practical Tips to Stop Keeping Up with the Joneses
Why Higher Income Doesn’t Always Mean a Higher Credit Score
Valerie is More Than a Number
Why Interest Rates May Go Up This Year – And What It Means for You
Topics We’re Talking About: Money Talk With Your Partner
Don't Miss Out On Tax Breaks Before They Disappear
Uncovering the Hidden Tactics that Are Keeping You in Debt
Put Your Credit Back Into Your Hands
Why It's So Hard to Pay Off Debt - And What You Can Do About It
Teachers, Don't Get Schooled By Loans For School Supplies
Relationships and How They Affect Your Financial Picture
What Happens If You Can't Pay Your Rent?
Meet the ReadyForZero Team: Shannon
Topics We're Talking About: Everyday Savings That Can Lower Your Monthly Spending
Is a Low Credit Score a Never-Ending Cycle?
What Happens If You Declare Bankruptcy?
Paying a Professional to Prepare Your Taxes? Watch Out For Errors and Fraud
How to Pay Off a Harley Davidson Loan
Protecting Yourself Against Tax Identity Theft with the Help of the FTC
How to Pay Off Medical Bills
Neiman Marcus Breach Reaffirms Credit and Debit Card Vulnerabilities
Debt Destroyers: Embarking On A New Year
Cruising Into Debt: The High Cost of Low Monthly Auto Payments
Topics We're Talking About: Setting a Starting Line For Your Goals
New CFPB Mortgage Rules Aim To Protect Homebuyers
Should I Cancel My Credit Card?
Veterans Benefits: How to Spot a Scam
How To Turn New Year’s Resolutions Into Lifestyle Resolutions
The Family Man Who Paid Off $24,000 in Debt After Making a New Year’s Resolution
The Dangers of Debit: How Bank Cards Are Making Consumers Vulnerable to Fraud
How Do I Stop Credit Card Offers from Littering My Mailbox?
Topics We're Talking About: Making Positive Changes In The New Year
Join the Food, Fitness, and Finance (F3) Challenge
2013 ReadyForZero Year In Review and Thank You
5 Things About Money and Psychology You Need to Know
Topics We’re Talking About: Appreciating the “Haves” In Life
How to Use the Web to Improve Your Monthly Budget
How to Organize Your Finances for the New Year
What the Target Breach Can Teach You About Protecting Your Credit
Topics We’re Talking About: Staying Warm and Cozy on a Budget
Hidden Emotional Factors That May Be Destroying Your Finances
How Do I Find Out What Credit Cards I Have In My Name?
Charitable Giving - How to Make Sure Your Money is Going to the Right Place
The Best Options if You Need Help Paying Off Your Credit Cards
Payday Lenders Sue on Defaulted Loans - How You Can Avoid Court
6 Ways to Earn Money in Your Spare Time
Mortgage and Debt Relief Companies Under Fire - How You Can Spot a Scam
Topics We're Talking About: Healthy Eating On a Budget
Standing Up For Yourself (and Your Finances) When You're a Victim of Financial Bullying
Should I Use a 401(k) to Pay Off Credit Cards?
Crackdown on Medical Credit Cards Nets Customers $34 Million Refund
How to Closely Examine Your Budget
Is the American Dream Fading? How You Can Still Achieve It
The Right and Wrong Ways to Build Credit
The FTC Sheds Light on the True Cost of Minimum Payments
November Updates From The Debt Destroyers
Meet the ReadyForZero Team: Ben Wolfson
Topics We’re Talking About: Outsmarting the Holiday Budget Busters
Financial Marketing Dwarfs Financial Education Efforts: What Does This Mean for You?
30 Ways to Increase Your Income
Looming Dairy Cliff Could Spell Trouble for Your Monthly Budget
How Many Credit Scores Do You Have? (The answer might surprise you)
Beyond the Payments: How the CFPB Is Helping You to Take Real Control of Your Student Loans
How to Network on a Budget
Is That Holiday Deal the Deal You Think It Is?
When Will You Be Debt Free? Run the Numbers for Motivation
Topics We're Talking About: Putting Your Finances into Perspective
What We're Thankful For
How to Distinguish a True Bargain During the Holidays
Using Digital to Protect Your Identity
How to Keep Your Cool When Dealing with Your Bank (and Other Financial Institutions)
Is Poverty a Vicious Cycle?
How to Mentally Approach the Holidays to Avoid Poor Financial Decisions
Meet the ReadyForZero Team: Marshall
Groupon Proves Free Isn't Really Free: How to Avoid Consumer Traps
Topics We're Talking About: Avoiding Spending Temptations This Holiday Season
Private Student Loans More Costly Than You Might Think
What To Do With Your Financial Documents
Are Millennials Doing a Bad Job of Managing Their Debt?
How Mindfulness Can Help Your Finances
Is Personal Finance Turning into Family Finance?
How to Get Through the Tough Financial Times
What Credit Card Rewards Terms Don't Tell You
How to Save Money on Toiletries
How to Protect Your Child's Credit from Fraud
Topics We're Talking About: Achieving Balance in Your Budget
Home Loan Interest Rates On the Rise - How You Can Prepare Your Finances
Which Kitchen Appliances Can Help You Stick to a Food Budget?
Good News: The Card Act is Actually Helping People
What Living in China Taught Me About Money
Beware of Used Car Loans that Could Double Your Interest
The Key To Paying Off Credit Card Debt Quickly
5 Mistakes You Should NEVER Make with Debt
Borrowing Against Your Future?
Topics We’re Talking About: What Constitutes Good Value?
Graduates in Default Have a New Lifeline
6 Tips to Save Time (and Money) When You're Too Busy to Cook
Don't Let Store Cards Drive you Into Debt This Holiday Season
Overcoming the Common Challenges of Budgeting (So You Can Get On With Your Life)
The Great Balancing Act: How to Obtain Financial Freedom for You and Your Family
What You Need to Know About Debt Reduction Services (Are They a Scam?)
From Taboo to TMI? Millennials Seek Financial Advice from Each Other, Not Experts
Catching Up With the Debt Destroyers Super League
Meet the ReadyForZero Team: Gene
Don't Be Duped by Scammers Posing as IRS Agents
Topics We’re Talking About: Standing Up To Your Debt
Poll: What’s Your Scariest Financial Moment?
How To Save Money on Food While Traveling
Know Your Rights When Dealing with Banks and Lenders
A Nice Recognition... and Big Thank You to All Our Readers
The Great Debate: Paying Off Debt or Saving for Retirement
Understanding Your Money Beliefs
Could We Learn Good Financial Habits from Teenagers? A Recent Report says “YES”
Holly is More Than a Number
Is 73 the New Normal? Reports Say Retirement Age Is Going Up
Topics We’re Talking About: Career Conundrums
Higher Education Finally Catching On to the Student Loan Debt Problem
Prevent Food Waste and Save Money With These Easy Tricks
National Save For Retirement Week Encourages a More Secure Financial Future
Double Down: How to Successfully Pay Off Debt with Your Spouse
Lenders Are Making it More Difficult to Pay Off Your Student Loans
What to Do When You’ve Got Too Much Credit Card Debt
The End of Overdraft Fees?
Success Profile Update: Katrina's Knocking Off Credit Cards
Shifts In Buying Practices Could Make You Vulnerable To Overspending
Topics We’re Talking About: How To Handle Your Finances When Life Throws You a Curveball
Why You Probably Don’t Have Credit Card Insurance (Or Want It)
Making The Most Out Of Your Meals
Some Banks And Lenders Offering A Helping Hand To Furloughed Workers
Debt Free 101: The Basics of Paying Off Debt
Debt or Your Health - Many Medical Practices Now Force You to Choose
Understanding the Emotional Side of Money
Public Outcry for Financial Literacy Results in Free Financial Planning Courses This Week
Kait is More Than a Number
How Big Banks Are Working To Serve The Unbanked - Are The Fees Worth It?
Topics We’re Talking About: The Importance of Flexibility In a Financial Plan
Payday Loans a Tempting Danger For People of All Economic Backgrounds
How I Plan My Meals to Save More Money
Tax Forms, Another Victim of the Shutdown - How This Could Prevent You From Obtaining Credit and Landing a Job
How to Pay Off A Debt Consolidation Loan
Some Colleges Take Away Your Financial Aid When You Get a Scholarship
Following a Financial Plan While Living Paycheck to Paycheck
Government Shutdown Have you Furloughed? Here's How to Keep Your Finances In Order
October Updates From The Debt Destoyers
How To Protect Yourself and Your Loved Ones From Financial Fraud
Topics We're Talking About: How To Stay On Budget This Fall Season
Why It's Now Harder Than Ever to Obtain a Preapproval on a Mortgage
Surviving The Supermarket: How to Avoid Overspending on Groceries
Are You Paid With a Prepaid Debit Card? Here's How To Avoid The Fees
The Art of Conquering Credit Card Debt
How Seasonal Work Can Help You To Pay Off Debt Faster
The 4 Most Dangerous Things About Credit Cards (And How to Protect Yourself)
It’s the Eve of Obamacare - How Will Your Budget Be Affected?
How to Master the "Mental Game" of Sticking to a Budget
Financial Literacy: The Best Defense Against Economic Turmoil
Topics We’re Talking About: Car Costs
Obamacare, Government Shutdowns, and Why You Should Care
Finding Your Best Budgeting Strategy - and Sticking With It
First Obamacare Costs Released
How a Separate Stash of Cash Can Save Your Relationship (and Budget)
How much student loan debt is too much? The answer might surprise you.
Pay Off Debt Faster by Lowering Your Budget for Each Spending Category
When Retirement Savings Aren't Enough
Erin is More Than a Number
Topics We're Talking About: Overcoming Money Mistakes
5 Ways to Resist Peer Pressured Spending
What to Do When the Finish Line Seems So... Far... Away
3 Ways that Anyone Can Save an Extra $200 Per Month
What You Need To Know About The Public Service Loan Forgiveness Program
How to Give Yourself a Raise By Paying Off Debt
Yikes! Avoid Getting Trapped by Store Credit Cards
How Defining Your Career Goals Can Improve Your Finances
Claire's Corner: The 'Beginning Investor' Edition
6 Easy Ways To Cut Food Costs
How Much Does One Late Car Loan Payment Hurt Your Credit Score?
The Story Behind Soldier of Finance
The Top 5 Mental Challenges of Paying Off Debt and How to Cope with Them
Syed Is More Than a Number
Claire's Corner: Save Big With Small Steps
Salary Negotiation: How to Earn an Extra $600k in 7 Steps
How Does Car Loan Interest Work?
September Super League Check-In: How have you been destroying your debt?
Claire's Corner: Financial Splurges Edition
Spender/Saver Tension? How Weekly Budget Meetings Can Save Your Finances (and Your Marriage!)
How Do Car Loans Affect Your Credit Score?
What is the Impact of One Late Student Loan Payment?
What is the ReadyForZero Community?
Claire's Corner: Perceptions of Wealth
How to Decrease Your Entertainment Spending
How Does a Mortgage Affect Your Credit Score?
How Does Student Loan Interest Work?
How Does ReadyForZero Work?
Claire's Corner: Credit Score And Credit Report Edition
Talkin Bout Your Generations: Let's Keep Talkin
3 Signs You're Not Ready for a Mortgage
Monitor Your Credit Score As You Tackle Debt with ReadyForZero
Are You More Than a Number? (YES)
Claire's Corner: Camping On The Cheap
Talkin Bout Your Generation: The Sandwich Generation(s)
The (Forgotten) Value of Your Education
Equal Justice Works
Survey: We Need Your Advice on How to Improve Our Blog
Join the Debt Destroyers (And Friends) Super League
The LITC Series: Waving Good-bye
Talkin Bout Your Generation: Baby Boomers
How Your Credit Report Determines Your Credit Score
How to Schedule a Payment on ReadyForZero PLUS
How Does Mortgage Interest Work?
Shannon's Shout Outs: Retirement Edition
Wrapping Up The Private Student Loans Series
The LITC Series: Pare Down Your Pear Tree
Talkin Bout Your Generation: Generation-X
How NOT to Get Crushed By Student Loans [Infographic]
Morality And Student Loans
Shannon's Shout Outs: Sandwich Generation Edition
Time Management For Private Student Loans
The LITC Series: Finding Contentment in Your Community
Talkin Bout Your Generation: Millennials
How Student Loans Affect Your Credit Score
Are Balance Transfers a Good Idea to Help You Pay Off Debt Faster?
Shannon's Shout Outs - Family and Finances Edition
The Pros and Cons of Private Student Loans
The LITC Series: Economize With Ecofriendly
"Talkin Bout Your Generation" Series
What Happens If You Can't Pay Your Mortgage Payment?
What is the Minimum Payment On a Credit Card?
Shannon's Shout Outs: Financial Hangover Edition
Help Paying Off A Private Student Loan
The LITC Series: Financing Your Friendships
What's Your Definition of Financial Independence?
How to Fight Back Against Illegal and Unfair Debt Collection Practices
Shannon's Shout Outs: 4th of July Edition
What Is A Private Student Loan?
The LITC Series: How To Hone In On Your Hobbies
How to Deal with Debt Collectors: Lessons from My Experience
What Happens When You Stop Paying Your Student Loans
Announcing Our New Credit Score and Mortgage Resource Centers
Shannon's Shout Outs: Summer Savings Edition
Introducing "The Little Intern That Could" Series
What Is Debt?
How to Start Investing
Should I Defer My Student Loans?
Shannon's Shout Outs: Fitness and Finance Edition
How Much Does One Late Mortgage Payment Hurt Your Credit Score?
How to Build a Retirement Fund
How Does Credit Card Debt Affect Your Credit Score?
Should I Consolidate My Student Loans?
Shannon's Shout Outs: Father's Day Edition
How to Build a Savings Fund
Meet Laura, The Grad Student Who Paid Off $7,000 of Debt
How to Deal with Unexpected Debt
Can You Really Afford a Mortgage?
Shannon's Shout Outs: Summer Travel Edition
The White Horse of Student Loan Relief
Pros and Cons of Consolidating Student Loans
9 Unconventional Ways to Pay Down Your Debt Faster
Shannon's Shout Outs: Financial Checkup Edition
8 Ways to Save Money at the Grocery Store
Dealing with the Emotions of Becoming Debt-Free
What is A Good Credit Score for Buying a House?
How to Get (and Stay) Motivated for Long-Term Debt Repayment
Shannon's Shout Outs: Student Loan Edition
Should I Do Forbearance?
How to Strategize Your Finances
Frugal Ways to Reward Yourself Along Your Debt Payoff Journey
Approach Consumer Debt as a Symptom Rather than a Problem
Shannon's Shout Outs: Graduation Edition
Meet the ReadyForZero Team: Benny
How to Evaluate Financial Priorities
Blogger of the Month: Peter Anderson
How to Deal with Your Student Loan Debt
Shannon's Shout Outs: Mother's Day Edition
How to Schedule a Sallie Mae Payment
What's the Difference Between a Defined Benefit Plan and a Defined Contribution Plan?
Lifelong Goals Are the Key to Motivation
Mortgage Interest Tax Deductions You Can't Afford to Miss
How to Deal with Hospital Bills
Shannon's Shout Outs: Money and Relationships Edition
ReadyForZero Video Shoot: Meeting Our Users In Person
What to Do if You're New to the Workforce
Control Your Spending by Giving Yourself an Allowance
Top 5 Easy Ways to Make Extra Money
Shannon's Shout Outs: Breaking Down Mental Barriers Edition
10 Mental Barriers to Paying Off Debt: What's Stopping You?
The Current State of Student Loans
Beware of Store Credit Cards
Shannon's Shout Outs: Financial Literacy Edition
10 Mental Barriers to Paying off Debt: You Don't See the Point in Asking for Help
5 Steps to Help You Increase Your Income
How We Paid Off $59,000 of Debt Together (Part 2)
Weekly Shout Outs: Tax Time Edition
How Do You Stay Motivated for Long-Term Goals?
10 Mental Barriers to Paying Off Debt: The Need to Maintain Appearances
How Do I Get My Free Credit Report and Score Online?
How We Paid Off $59,000 of Debt Together (Part 1)
Weekly Shout Outs: Money Makeover Edition
Learning to Live Without Credit Cards
10 Mental Barriers to Paying Off Debt: Instant Gratification Syndrome
Student Loan Interest Deduction: The IRS Wants You to Pay Down Your Student Debt
Should I Do a Credit Card Balance Transfer?
Weekly Shout Outs: Snowy Spring Edition
For Richer, For Poorer - Debt and Marriage
10 Mental Barriers to Paying Off Debt: Can't Break the Cycle of Debt
Should You Pay Off Credit Cards or Student Loans First?
How Much of a Mortgage Can I Afford?
Weekly Shout Outs: Tax Preparation Edition
Ask Get Out of Debt Guy: Questions About Debt Settlement
10 Mental Barriers to Paying Off Debt: You Don't Feel Like You're Making Progress
Top 5 Money Saving Ideas
9 Fun Things To Do For Free
Weekly Shout Outs: Health Care Edition
How to Create a Budget
10 Mental Barriers to Paying Off Debt: You Aren't Saving Money
How I Paid Off My Debt in Less Than Two Years (and You Can Too)
How to Be a Virtual Assistant
Weekly Shout Outs: America Saves Week Wrap Up Edition
Ask the Get Out of Debt Guy: How to Find Out Who You Owe
10 Mental Barriers to Paying Off Debt: What to Do If You Hate Budgeting
The New Pay As You Earn Program for Student Loans
Welcome to America Saves Week / Military Saves Week!
Weekly Shout Outs: America Saves Week Edition
Ask the Get Out of Debt Guy: What Happens If You Stop Making Your Credit Card Payments
10 Mental Barriers to Paying Off Debt: Doubting Your Chances of a Good Financial Future
How to Handle Debt if You Become Unemployed
Weekly Shout Outs: President's Day Edition
Ask the Get Out of Debt Guy: Should You Use Retirement Funds to Pay Off Debt?
10 Mental Barriers to Paying Off Debt: Not Making Debt Payoff the Top Priority
Do-It-Yourself Credit Repair (Without Spending a Dime)
How to Pay Credit Card Bills Online
Weekly Shout Outs: Valentine's Day Edition
Ask the Get Out of Debt Guy: Options for Student Loan Co-Signers
10 Mental Barriers to Paying Off Debt: Thinking Debt is Not a Problem
Blogger of the Month: Michelle from Making Sense of Cents
How to Know When to Quit Your Job
Weekly Shout Outs: Real Estate Edition
10 Mental Barriers to Paying Off Debt
Biweekly Payments: How They Work
How to Get Out of Debt
Weekly Shout Outs: My Money Questions Edition
Ask the Get Out of Debt Guy!
Disadvantages of Reverse Mortgages
How to Increase Willpower
How to Freelance
Top Personal Finance Blogs of 2012
Weekly Shout Outs: New Career for the New Year Edition
Do Your Loved Ones Understand Your Career Priorities?
Should You Ever Loan Money to Friends and Family?
Why You Should NOT Open a Credit Card for the Rewards
Why You Should Open a Credit Card for the Rewards
5 Ways to Protect Yourself if You're the Victim of Credit Fraud
Weekly Shout Outs: Automate Your Finances Edition
Put Your Student Loans on Autopilot
What's an Average Credit Card Interest Rate? (And How to Get a Lower One)
Blogger of the Month: Nicole from Ms. Career Girl
The Tenacious Bengals Fan Who Paid Off $10,000 in Credit Card Debt
Weekly Shout Outs: The Debt Movement Edition
Does Student Loan Debt Hurt Your Credit Score?
Year In Review: Our Most Practical Financial Advice from 2012
Let’s Pay Down $10 Million in Debt
Weekly Shout Outs: New Year's Eve Edition
Meet the ReadyForZero Team: Kristina
Evaluating Your Finances After a Breakup
How to Evaluate Your 2012 Financial Goals
Weekly Shout Outs: Christmas Eve Edition
4 Inexpensive Ways to Help Your Child’s Future
Only Pay for What You Need Right Now
Should You Buy Your Family Lots of Holiday Gifts?
5 Money-Saving Tax Moves to Make Before the New Year
Weekly Shout Outs: Couples Finance Edition
How Much Is Your Time Worth?
How to Find a Career That Is Right For You
Why You Should Absolutely Make a New Year’s Resolution in 2013
Why You Should Not Make a New Year's Resolution in 2013
Introducing Two New Resource Centers... for Career Tips and Relationships/Money Advice
Is Your Job Keeping You From a Bright Financial Future?
Weekly Shout Outs: Identity Protection Edition
Meet the ReadyForZero Team: Loren
What to Do if You're Scared of Your Partner's Debt
Blogger of the Month: Planting Our Pennies
How to Get Ready to Repay Your Federal Student Loans
Dealing with Debt as a Couple
Weekly Shout Outs: Winter Weather Edition
How to Pay Off Student Loans After You Graduate
Why You Should Not Go Above Your Monthly Budget for the Holidays
Why You Can Go Above Your Monthly Budget for the Holidays
How to Celebrate Your Financial Successes
Weekly Shout Outs: Holiday Season Edition
Meet the ReadyForZero Team: Bobby
Should You Buy on Black Friday or Skip It?
5 Ways to Get Organized, Save Money and Reduce Stress During the Holidays
Weekly Shout Outs: Thanksgiving Edition
ReadyForZero Vs. Mint
Why You Should Not Charge Adult Children Rent
Why You Should Charge Adult Children Rent
Should I Do a Reverse Mortgage?
Weekly Shout Outs: Veteran’s Day Edition
Free Financial Counseling for Veterans
Meet the ReadyForZero Team: Ben
Refer a Friend and Get ReadyForZero PLUS Free for a Month
Blogger of the Month: David Ning
Curb Your Spending by Giving Yourself More Paydays
Weekly Shout Outs: Emergency Preparedness Edition
What Happens If You Don’t Pay Your Car Payment?
The Hidden Costs of Sending Your Kid to School (and How to Minimize Them)
Cash Is Still King! (Why You Should Use Cash Instead of Credit Cards)
Why You Should Use Credit Cards (Not Cash) For Your Day-to-Day Purchases
How to Work Towards a Financial Goal and Actually Achieve It
Weekly Shout Outs: Halloween Edition
What Should You Do Before Buying a House?
What Is the Worst Budgeting Tip You've Ever Heard?
Saving Money: Where Do You Draw the Line?
Which Credit Card Should I Pay Off First?
How to Leverage Social Media to Sell Your Car
Why You Should NOT Buy a New Car
Why You Should Buy a New Car (Not Used)
Weekly Shout Outs - Bill Pay Edition
How to Save Money on Kid's Extracurricular Activities
Our biggest release since sliced bread: ReadyForZero PLUS
The 27-Year Old Entrepreneur Who Paid Off $6,500 in Credit Card Debt
How to Get Your Finances in Order As a Couple
The Anatomy of a Credit Report
Can the Government Garnish Your Wages if You Don’t Pay Student Loans?
Budgeting Tips: How to Menu Plan Like a Kindergartner
Why You Should NOT Take Out Student Loans for College
Why You Should Take Out Student Loans for College
Help, I Owe More Than My Car is Worth: What To Do When Your Car Loan Is Underwater
Confessions of a Former Shopaholic: How I Broke My Spending Habits by Moving to the Big City
How Many Credit Cards Is Too Many?
What is Credit Counseling and How Does It Work?
Should I Pay For Cable TV?
Why I REFUSE to Play the Credit Score Game
Why Your Credit Score Matters (Even When You’re In Debt)
The True Secret to Paying Off Your Debt
Where to Start...
Federal Loans Now Up For Grabs by Debt Collectors
How to Apply for the Public Service Loan Forgiveness Program
How to Legitimately Make Extra Money From Home
Why You Should NOT Use Coupons for Grocery Shopping
Why You Should Use Coupons for Grocery Shopping
Would You Rather...
Should I Do A Payment Protection Plan?
Two and a Half Budgeting Mistakes I’ll Never Make Again
Ways to Reduce Your Need for Student Loans
How to Approach Getting a Car Loan
Why Teenagers Should NOT Be Allowed to Have a Credit Card
Why Teenagers Should Be Allowed to Have a Credit Card
4 Things Great White Sharks Can Teach You About Getting Out of Debt
Car Loan or Home Loan: Which Would You Pay First?
How to Negotiate Medical Debt
Supercharge Your Debt Paydown with Extra Income
Upper Middle Class are Struggling with Student Loan Debt Too
Smart Money Debate: Why You Should Buy a Home Instead of Renting
Smart Money Debate: Why You Should Rent Instead of Buying a Home
Success Profile: The World-Traveler Who Destroyed $37,000 in Debt
What Happens If I Can’t Pay My Student Loans?
What Happens to Debt When You Die?
Should It Be Easier to File Bankruptcy for Private Student Loans?
Living on a Budget in the Big City
Can The Mortgage Forgiveness Debt Relief Act Help You?
Fun Staycation and Local Travel Ideas That Can Save You Money
Managing Kids and Getting Out of Debt
Simple Tips for Creating a Budget You Can Stick To
Socks in the City
Ben's Challenge Update: How It Feels to Be Debt Free
10 Strategies For Saving Money While Paying Your Bills
Student Loan Grace Periods are NOT Going Away
How to Budget When Your Income Changes Each Month
8 Ways to Keep Pet Care Expenses Under Control
How to Negotiate Your Bills
What is Chapter 7 Bankruptcy?
How to Save Money on Your Daily Cup of Coffee
Toshl Budgeting Mobile App Review
Should You Pay Off Loans Early?
Ben’s Challenge Update: June 6
How One New York Man Beat the Odds and Paid Off $11,000 of Student Loans
Easy Wallet Hacks to Help Optimize Your Budget
How Can I Get My Credit Card Fees Waived?
8 Cheap Summer Vacation Ideas That Won't Break the Bank
Credit Unions vs. Banks: Which Should You Choose?
Debt Consolidation Fees and Costs
The Minnesota Music Fan Who Paid Off $4,000 of Debt in 4 Months
How the Debate Over Student Loan Interest Rates Affects You
A Gift Guide to a Thoughtful and Affordable Mother’s Day
My Story: How I Got My Credit Card Company to Lower My Interest Rate
Ben’s Challenge Update: May 3
Which Is Best: The 5 Different Ways to Get Out of Debt
How To Find A Reputable Debt Consolidation Company
What Does APR Mean?
What To Do If Your Credit Limit is Lowered
What If I’m Late on My Credit Card Payment?
10 Clever Ways to Reduce Energy and Save Money on Utilities
Debt Consolidation Programs
Life After Tax Season
Does Debt Consolidation Hurt Your Credit Score?
Fun Ways to Workout and Get Fit Without Joining a Gym
What happens if I don't pay my credit cards?
How Does Debt Consolidation Work?
How to Find a Job While in Debt
What to Do With Your Tax Refund
Ben's Challenge, Week 9: What I've Learned So Far
How Does Credit Card Interest Work?
11 Creative Ways to Negotiate and Lower Your Rent
Ben's Challenge, Week 8: Trying to Make Extra Money
Can the Special Direct Consolidation Loan Program Help You?
Is it Better to Invest or Pay Off Debt?
Ben’s Challenge, Week 7: Credit Score Update
This Arizona Man Got Organized and Paid Off $14,000 in Credit Card Debt
6 Ways to Eat Organic and Local Food While on a Budget
We Need Your Help
Ben’s Challenge, Week 6: My Budget Exposed
Is Debt Consolidation a Good Idea?
Big or Small City - What Really Costs More?
Ben’s Challenge, Week 5: Help for Getting Out of Debt
Join and Participate in America Saves Week
CFPB Targets Debt Collectors and Credit Bureaus
What to Do if You Can’t Pay All Your Bills
Ben’s Challenge, Week 4: Can I Make Money on eBay?
The $25 Billion Foreclosure Fraud Deal: What It Means for You
What Is Income-Based Repayment of Student Loans?
Ditch the Valentine’s Day Traditions and Celebrate All Year Long
Ben’s Challenge, Week 3: My Credit Score
Don't Get a Payday Loan! Try These Alternatives First.
How to Ensure Positive Changes Turn into Lifelong Habits
Ben’s Challenge, Week 2: Spending Less
How Bad Are Payday Loans?
Stop the Cycle of Financial Debt and Future Mistakes
What Are Your State of the Union Predictions?
Ben’s Challenge: Week 1
Moving For Cheap - How to Relocate on a Budget
My New Year's Resolution: Help Me Stay Motivated
What's Your Experience With Private Student Loans?
3 Things the Government Should Do Immediately to Protect Consumers
Tips to Turn Any Yard Sale Into a Money Making Success
Debt Avalanche Vs. Debt Snowball: Which is The Best Way to Pay Off Debt?
The Daily Commute: 7 Ways to Maximize Time and Save Money
Discover the Science Behind New Year's Resolutions
ReadyForZero Budgeting Spreadsheet
How to Make New Year's Resolutions that Stick
Last-Minute Holiday Shopping: Avoid Buyer's Remorse
Save Money and Enjoy Your Vacation with These 6 Tips
10 Handmade Gift Ideas to Help You Save Money
Why Your Bank Wants to Be Friends on Facebook
5 Financial Lessons from Your Favorite Holiday Characters
Get in Debt, Go to Jail?
You’re Already in Student Loan Debt… Now What?
3 Dangerous Shopping Traps and How to Avoid Them
Are You a Binge Shopper?
4 Financial Mistakes to Avoid During the Holidays
What You Need to Know About ‘Balance Transfer Day’
Credit Card Usage On the Rise Again
What Will You Do When You Reach Zero?
Protect Yourself from Debt After Death
3 Years After Credit Bubble Popped, Late Payments Are Still Common
Surprising Facts About Black Friday 2011 [Infographic]
How to Keep the Holidays from Annihilating Your Budget
Record Spending on Black Friday? Not for Our Users!
A Cure for Your Black Friday Shopping Hangover
5 Tips to Help you Tackle Black Friday
Got a Buck? How You Can Be Giving While in Debt
The Myth of Minimum Payments: They’re Sneakier than You Think
How to Turn Your Financial Goal Into a Smashing Success
What if You're Not Ready to Pay for College?
Mid-Week Reads: Doodles, IRAs and Generosity
Breaking the Mental Chains of Debt
The Curious Connection Between Guns and Credit Cards (Infographic)
Online Banks Vs. Traditional Banks: Which is Right for You?
How To Master the Art of Perseverance
What Was Your Biggest Financial Mistake?
How Tiffany Paid Off $8,000 of Debt In Under 10 Months
Graduates Drowning in Average Loan Debt of $25,000
4 Differences between Private and Federal Student Loans
Bank of America Backs Down from $5 Debit Card Fee
The Dog-Loving Woman Who Paid Off $1,081 of Debt In 4 Months
How Americans Spend their Paychecks
ReadyForZero Success Profile: Jared
Obama to Announce New Student Loan Plan
Five Things a Bank Teller Could Teach You About Your Finances
Student Loan Default is De-angerous
How to Understand Your Credit Card Statement
Redesign Your Financial Behavior with Psychological Traps
Citibank CEO Calls On Banks to Treat Customers Better
Americans’ Credit Card Spending Lower for the Second Month in a Row
Living Cheap in a Big City: How to Keep Rent from Devouring your Life
One Third of Americans Would Immediately Be at Risk of Losing Their Home or Apartment if Laid Off
Talking ‘Bout My Generation: “We Are the 99 Percent”
10 Things I Wish I’d Known About Student Loans
Debt Collectors and Cell Phones: Do They Mix?
Would a National Debt Relief Program Save the Economy?
4 Free Ways to Boost Your Happiness Today
Bank of America Announces New Fees For Debit Cards
Peer to Peer Marketplaces: How You Can Use Them to Save and Make Money
ReadyForZero Success Profile: Felipe
Americans’ Credit Card Spending Higher than Last Year
Why Health Care Costs Are Rising (And What You Can Do to Protect Yourself)
How to Dress Well on a Budget
ReadyForZero Success Profile: Colin
Is Student Loan Forgiveness for All Students a Good Idea?
Funny Fridays: Five Ways Chewing Gum is Good For You.
Basics of Bankruptcy: How to Know When it is Your Best Option
7 Ways Dropping Debt is a Lot Like Dropping Weight
Should I Stay in School or Enter the Job Market?
President Obama to Discuss State of the Economy Tonight
Introducing Our New Debt-Free Guide for Recent College Graduates -- "Breaking Free"!
Unemployment by the Numbers: Getting Better or Getting Worse?
Who Credits the Creditors?
Even Famous Athletes Can Struggle with Debt
Daily Spending: How Much Does it Cost You?
6 Financial Mistakes you Might be Making
ReadyForZero Success Profile: James
Personal Credit Reporting From Around the World
The True Cost of a For-Profit Education
How will the U.S. Credit Downgrade Affect Consumers?
How to Resist Psychological Sales Techniques
The Nine Levels of Debt Suffering
48-hour Longshot Magazine on Debt
The Graduating Student’s Guide to Managing Finances and Tackling Debt
Remind Yourself Not to Spend with our Free Stickers
Debt Expert Q/A: Our Small Business Tanked and Cleaned Us Out. What Now?
How to Prevent Yourself from Overspending on Your Credit Cards
Debt Expert Q/A: Am I Following a Healthy Path to Freedom From Debt?
Lowering Your Interest Rate With a Simple Phone Call
Debt Expert Q/A: I've Missed some Payments in the Past And Hurt My Credit. What Should I Do? - Jimmy
New Q/A Series with Steve Rhode, Resident Debt Expert
How Americans get out of credit card debt.
Yahoo! Finance on "6 expenses you should never put on a credit card"
ReadyForZero Interview: Damon Day, Financial Advocate & Debt Coach
Credit Card Statements: Where Bad Usability Equals Big Profit
Bank of America lowered my credit limit: A user story (share yours!)
What is credit counseling and how does it work? (BONUS: Download-able worksheet.)
Why We Started A Company to Help People Pay Off Credit Card Debt
Our Launch on TechCrunch
America is ready to be debt free